Money Tracker - Budget Keeper

Money Tracker - Budget Keeper is the simple expense tracker and money manager that keeps your budget honest.

Money in, money out, and one clear answer to the question "where did it all go?" Log your daily expenses in seconds, split your income into budget jars, and watch every category update as you spend. No account, no bank login, no spreadsheet - just a personal finance app that fits in the ten seconds you actually have.

TRACK EVERY TRANSACTION
Record expenses, income and loans in one place. Choose from 20 built-in categories - Food, Groceries, Transport, Shopping, Bills, Rent, Health, Education, Social, Gift, Investment, Salary, Business, Interest and more. Add a note, set the date and time, and you are done in a few taps.

BUDGET JARS THAT ACTUALLY WORK
Split your monthly money into jars, one for each thing you care about. Every jar shows what you have spent, what is left, and flags the moment you go over the limit. Add, rename or delete jars whenever your plan changes.

A SPENDING TRACKER THAT SHOWS THE WHY
The Statistics tab turns the month into a clear visual breakdown of where your money actually went. Tap any category to drill straight into the transactions behind the number - the balance tells you what is left, this tells you what happened.

ANNUAL REPORT
A full twelve-month table with expense, income, lent, borrowed and balance for every month of the year, side by side. See your best months, your worst months, and the trend between them.

A LOAN AND DEBT TRACKER BUILT IN
Keep borrowed and lent money separate from everyday spending, so your balance never lies to you. Know exactly who owes what, and when.

BUILT FOR EVERY WALLET
Pick your base currency and the whole app follows. Available in 30 languages, including English, Spanish, Portuguese, French, German, Italian, Dutch, Russian, Ukrainian, Turkish, Arabic, Hebrew, Persian, Hindi, Indonesian, Vietnamese, Japanese, Korean and Chinese.

YOUR DATA STAYS ON YOUR PHONE
No sign-up, no email, no bank connection, no cloud account. Your finances live on your device and the app works offline.

PREMIUM
Upgrade once and get:
- Every ad removed
- Unlimited budget jars
- The full annual report, always unlocked

WHO IT IS FOR
Anyone who wants personal finance without the homework. Students watching a tight month, families splitting a household budget, freelancers separating income from outgoings, and anyone who has ever reached the end of the month wondering where the money went.

WHY PEOPLE STAY
- Add a transaction in under five seconds
- Clean, readable design with no clutter
- Nothing to learn, nothing to set up beyond your first budget
- Light on storage and battery
- The budget app you keep using in month three, not just week one

Start with one expense today. By the end of the month you will know exactly where your money goes - and by the end of the year you will know how to keep more of it.

Questions or ideas? Send feedback straight from Settings - a real person reads every message.

Recent changes:
Welcome to Money Tracker - Budget Keeper!

Track expenses, income and loans in seconds - offline, no sign-up.

- Home: balance, income, expense and loans at a glance
- Fast entry: 20 categories, note, date and time
- Budget jars: spent vs remaining, over-limit warning
- Monthly statistics by category
- Annual report: 12 months of income vs expense
- 19 languages, 9 base currencies