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Last updated on: 2026-09-20
Android Apps > Finance > Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking icon

Monzo Bank - Mobile Banking

Monzo
4.16
180,702 reviews
10,000,000+
Downloads
Free

Online bank account to manage money, finance, business banking, credit card, etc

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Download from Google Play

About Monzo Bank - Mobile Banking

Monzo Bank - Mobile Banking is a finance app developed by Monzo.

How many times has Monzo Bank - Mobile Banking been downloaded?

Monzo Bank - Mobile Banking has been downloaded 14 million times. In the last 30 days, the app was downloaded 200 thousand times. It is ranked #4 in finance.

What is the rating of Monzo Bank - Mobile Banking?

Monzo Bank - Mobile Banking is rated 4.16 out of 5 stars, based on 180 thousand ratings.

Is Monzo Bank - Mobile Banking free?

Monzo Bank - Mobile Banking is free to download. The last update was on September 2, 2026.

What are the requirements for Monzo Bank - Mobile Banking?

The app has a content rating of Everyone. The app has been available on Google Play May 2016.

Description
MAKE YOUR MONEY MORE MONZO

🏦 Hi, we're Monzo – a bank that lives on your phone.

Numbers are kind of our thing. Here are a few of our favourites:

🔹 16 million: how many people bank with us
🔹 10: the minutes it takes to open a personal or business bank account (you can use the Current Account Switch Service too)
🔹 24/7: the hours and days you can chat to our customer support

You'll need a Monzo current account to access Investments, Instant Access Savings Pots and Monzo Flex Credit Card.


GET TO KNOW WHERE YOUR MONEY GOES

✅ Get instant notifications when money comes in and out of your account
✅ Learn about your spending habits with weekly and monthly insights
✅ Schedule your bills or regular monthly payments and manage subscriptions
✅ Get that payday feeling one business day early when your salary is paid via Bacs
✅ Free yourself from travel fees. Pay anywhere and in any currency on your debit or credit card. (We pass Mastercard's exchange rate directly onto you, without any hidden fees.)


SUPERCHARGE YOUR SAVINGS WITH POTS

💰 Create personalised Pots to separate your spending money and savings
💰 Turn your spare change into savings with automatic roundups
💰 Earn interest on your money with Savings Pots

SPLIT AND PAY THE MONZO WAY

🔀 Split bills, send payment reminders, and keep track of joint costs
🔀 Easily request money or make payments with a link (limits apply, £500 for requesting money and £250 for making payments with a link)

MONZO INVESTMENTS: LEAVE THE HARD WORK TO US

You must be over 18 years old to use this feature.

🪙 Choose from 3 investment options based on the level of risk you’re happy with
🪙 Start with as little as £1
🪙 Grow your investing know-how with bite-sized topics on investing essentials
🪙 The value of your investments may go up or down. You could get back less than you put in.



MONZO FLEX: AN AWARD-WINNING CREDIT CARD


Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £3,000 and a 0% offer you can use time and time again.

Monzo Flex was voted Best Credit Card at the 2024 Card & Payments Awards 🏆

💳 Protect eligible purchases made with the Flex card with Section 75 Protection
💳 Apply from your Monzo bank account. Eligibility criteria and Ts&Cs apply. 18+ year olds only. Not keeping up with payments may negatively impact your credit score.
💳 Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).



MONZO BUSINESS: IT JUST WORKS, SO YOU CAN TOO

Monzo Business Banking helps small businesses stay on top of their finances. Voted Best Business Banking Provider at the 2024 British Bank Awards.


🔹 Manage money for your business with no monthly fee or go Business Pro for £9 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more
🔹 Make international payments from your bank account (powered by Wise, fees apply)
🔹 Only sole traders and limited company directors in the UK can apply. Ts&Cs apply.



Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £120,000 per person.

Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG
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More data about Monzo Bank - Mobile Banking

Price Free to download
Total downloads 14 million
Recent downloads 200 thousand
Rating 4.16 based on 180 thousand ratings
Ranking Top ranked
Version N/A
APK size N/A
Number of libraries 77
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for Monzo Bank - Mobile Banking with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

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Monzo Bank - Mobile Banking compared with similar apps

Common keywords of similar apps

Monzo Font Color Pots Flex Investments Monthly Fees Time Current Instant Automatic Interest Split Link Investing Limit Voted Awards Eligible Ts Cs Representative Variable Limited Money Credit Bank Business Card Account Payments Apply Savings Banking Manage Make Access Spending Bills Pay

Keywords missing from this app

Mobile App Accounts View Deposit Personal Send Zelle Transfer Services Balances Cards Set Transactions Alerts Check Internet Debit Checks Security Information Details Receive Moniepoint Online Transfers Find Payment Fast Finances Free Funds Notifications Users

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Google Play Rating history and histogram

Rating history
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130K
16K
8.6K
5K
26K

Downloads over time

Downloads over time
Subscribe to see download velocity and history

Monzo Bank - Mobile Banking has been downloaded 14 million times. Over the past 30 days, it averaged 6.8 thousand downloads per day.

Changelog of Monzo Bank - Mobile Banking

Show changelog

Developer information for Monzo

Monzo

help@monzo.com

Website

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Phone number:

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Comments on Monzo Bank - Mobile Banking for Android

★★★★★ Cassy Piper · Aug 29, 2026
Great Bank. From making separate pots. To kids accounts. Easy payments to friends. Split bills within the app. And now early payday. I can't rave enough about this bank. Never had any issues.
★★★★★ Omolara Wells-Etheridge · Aug 28, 2026
Banking with Monzo is very straightforward. Updates are regular and practical.
★★★★★ Roy Yeoman · Aug 29, 2026
Fantastic service with everything that I have asked of monza. Can't fault monza.
★★★★★ Chelsea Wilson · Sep 17, 2026
Fantastic banking app, love monzo banking. it's great for budgeting and easy to use, it would be helpful if you could have weekly spending caps on each pot and virtual card you make, it would definitely help me with spending and budget control more.
★☆☆☆☆ Fredrick Iyamabo · Sep 4, 2026
STAY AWAY FROM MONZO PLEASE!!! Funds were transferred from my other business account specifically to cover an urgent hospital bill and transportation to and from my hospital appointment. Monzo blocked access to the funds without giving me any clear explanation of when they would become available. MONZO HAS STILL NOT RELEASED MY FUNDS WITH NO EXPLANATION!! SCAMMERS OF THE SICK AND VULNERABLE
★☆☆☆☆ warren smith · Sep 4, 2026
Put a fraud claim on my card and after 2 weeks of me proving I didn't commit fraud they canceled my card, and now I can't get another card anywhere and as a result cannot get my new job and so have no money I am really mad because I need this job I'm really poor now all because they decided that 70 quid being sent in 3 bits was fraud and as mentioned I have to file a claim to remove the fraud warning which takes over 10 days and as of today I've been told I can't proceed with my first day
★☆☆☆☆ Miyu Saije · Aug 28, 2026
Got monzo mainly for the monzo flex which was really helpful for travel abroad where you can flex ALL your purchases to 3 months. Since now they're changing terms to flex only on 100 and above, you're better off with another cc that has better rewards/cashback for everyday use. Most of my everyday purchases are below 100 like 60-90 so I found flex very useful for this.
★☆☆☆☆ Mimi · Sep 17, 2026
Lost my bank card, and they refused to do anything about the thief trying to use it, so I switched bank

Google Play Rankings for Monzo Bank - Mobile Banking

Top rankings

Rank Country Category List
22 United Kingdom Overall Top Free
4 United Kingdom Finance Top Free
22 United Kingdom Applications Top Free
137 Spain Finance Top Free
Show all market rankings

Ranking history in United Kingdom

Ranking history
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Technologies used by Monzo Bank - Mobile Banking

77 libraries
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Frequently asked questions about Monzo Bank - Mobile Banking

Is Monzo Bank - Mobile Banking free?

Yes. Monzo Bank - Mobile Banking is free to download from Google Play.

Is Monzo Bank - Mobile Banking still available?

Yes. Monzo Bank - Mobile Banking is on Google Play, and the last update we saw was on September 2, 2026.

Does Monzo Bank - Mobile Banking contain ads?

No. Google Play does not list Monzo Bank - Mobile Banking as containing ads.

Is Monzo Bank - Mobile Banking suitable for children?

Google Play rates the content of Monzo Bank - Mobile Banking as suitable for everyone.

How many times has Monzo Bank - Mobile Banking been downloaded?

Google Play lists 10,000,000+ downloads for Monzo Bank - Mobile Banking.

How do people rate Monzo Bank - Mobile Banking?

Monzo Bank - Mobile Banking scores 4.16 out of 5 stars, from 180,702 ratings on Google Play.

Who made Monzo Bank - Mobile Banking?

Monzo Bank - Mobile Banking was developed by Monzo. It is listed in the finance category on Google Play.

What are the best alternatives to Monzo Bank - Mobile Banking?

People looking at Monzo Bank - Mobile Banking also look at these finance apps: Zions Bank Mobile Banking, Moniepoint Business Banking, Starling - Mobile Banking, Manasquan Bank Mobile, 1FB Community Banking.

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