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Last updated on: 2026-08-19
Android Apps > Finance > Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking icon

Monzo Bank - Mobile Banking

7.39.0
Monzo
4.17
178,224 reviews
10,000,000+
Downloads
Free

Online bank account to manage money, finance, business banking, credit card, etc

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About Monzo Bank - Mobile Banking

Monzo Bank - Mobile Banking is a finance app developed by Monzo.

How many times has Monzo Bank - Mobile Banking been downloaded?

Monzo Bank - Mobile Banking has been downloaded 14 million times. In the last 30 days, the app was downloaded 240 thousand times. It is ranked #3 in finance.

What is the rating of Monzo Bank - Mobile Banking?

Monzo Bank - Mobile Banking is rated 4.17 out of 5 stars, based on 180 thousand ratings.

Is Monzo Bank - Mobile Banking free?

Monzo Bank - Mobile Banking is free to download. The APK download size is 99.47 MB. The latest version available is 7.39.0. The last update was on August 11, 2026.

What are the requirements for Monzo Bank - Mobile Banking?

The app has a content rating of Everyone. The app has been available on Google Play May 2016.

Description
MAKE YOUR MONEY MORE MONZO

๐Ÿฆ Hi, we're Monzo – a bank that lives on your phone.

Numbers are kind of our thing. Here are a few of our favourites:

๐Ÿ”น 16 million: how many people bank with us
๐Ÿ”น 10: the minutes it takes to open a personal or business bank account (you can use the Current Account Switch Service too)
๐Ÿ”น 24/7: the hours and days you can chat to our customer support

You'll need a Monzo current account to access Investments, Instant Access Savings Pots and Monzo Flex Credit Card.


GET TO KNOW WHERE YOUR MONEY GOES

โœ… Get instant notifications when money comes in and out of your account
โœ… Learn about your spending habits with weekly and monthly insights
โœ… Schedule your bills or regular monthly payments and manage subscriptions
โœ… Get that payday feeling one business day early when your salary is paid via Bacs
โœ… Free yourself from travel fees. Pay anywhere and in any currency on your debit or credit card. (We pass Mastercard's exchange rate directly onto you, without any hidden fees.)


SUPERCHARGE YOUR SAVINGS WITH POTS

๐Ÿ’ฐ Create personalised Pots to separate your spending money and savings
๐Ÿ’ฐ Turn your spare change into savings with automatic roundups
๐Ÿ’ฐ Earn interest on your money with Savings Pots

SPLIT AND PAY THE MONZO WAY

๐Ÿ”€ Split bills, send payment reminders, and keep track of joint costs
๐Ÿ”€ Easily request money or make payments with a link (limits apply, £500 for requesting money and £250 for making payments with a link)

MONZO INVESTMENTS: LEAVE THE HARD WORK TO US

You must be over 18 years old to use this feature.

๐Ÿช™ Choose from 3 investment options based on the level of risk you’re happy with
๐Ÿช™ Start with as little as £1
๐Ÿช™ Grow your investing know-how with bite-sized topics on investing essentials
๐Ÿช™ The value of your investments may go up or down. You could get back less than you put in.



MONZO FLEX: AN AWARD-WINNING CREDIT CARD


Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £3,000 and a 0% offer you can use time and time again.

Monzo Flex was voted Best Credit Card at the 2024 Card & Payments Awards ๐Ÿ†

๐Ÿ’ณ Protect eligible purchases made with the Flex card with Section 75 Protection
๐Ÿ’ณ Apply from your Monzo bank account. Eligibility criteria and Ts&Cs apply. 18+ year olds only. Not keeping up with payments may negatively impact your credit score.
๐Ÿ’ณ Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).



MONZO BUSINESS: IT JUST WORKS, SO YOU CAN TOO

Monzo Business Banking helps small businesses stay on top of their finances. Voted Best Business Banking Provider at the 2024 British Bank Awards.


๐Ÿ”น Manage money for your business with no monthly fee or go Business Pro for £9 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more
๐Ÿ”น Make international payments from your bank account (powered by Wise, fees apply)
๐Ÿ”น Only sole traders and limited company directors in the UK can apply. Ts&Cs apply.



Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £120,000 per person.

Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG

Recent changes:
We're always keeping things running smoothly with regular bug fixes and maintenance. If there's something new, we'll shout about it. (Not literally. Apps can't shout).
Show more Show less

More data about Monzo Bank - Mobile Banking

Price Free to download
Total downloads 14 million
Recent downloads 240 thousand
Rating 4.17 based on 180 thousand ratings
Ranking Top ranked
Version 7.39.0
APK size 99.5 MB
Number of libraries 77
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for Monzo Bank - Mobile Banking with download trends, rating history, and key performance statistics โ€” useful for competitive research or tracking your own app. Learn more

Get PDF Report โ€” $29

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Monzo Bank - Mobile Banking compared with similar apps

Common keywords of similar apps

Monzo Font Color Pots Flex Investments Monthly Fees Time Current Instant Regular Automatic Interest Split Link Investing Limit Voted Awards Eligible Ts Cs Keeping Representative Variable Limited Shout Money Credit Bank Business Card Account Payments Apply Savings Banking Manage Make Access Spending Bills Pay

Keywords missing from this app

Mobile App Accounts View Deposit Personal Send Zelle Services Balances Transfer Cards Alerts Check Set Transactions Information Debit Checks Transfers Security Online Details Receive Payment Internet Moniepoint Fast Funds Notifications Digital Financial Transaction Free

Google Play Rating history and histogram

120K
16K
8.6K
5K
25K

Downloads over time

Monzo Bank - Mobile Banking has been downloaded 14 million times. Over the past 30 days, it averaged 7.9 thousand downloads per day.

Changelog of Monzo Bank - Mobile Banking

Show changelog

Developer information for Monzo

Monzo

help@monzo.com

Website

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Share Monzo Bank - Mobile Banking

Comments on Monzo Bank - Mobile Banking for Android

โ˜…โ˜…โ˜…โ˜…โ˜… Debbie Lee ยท Jul 30, 2026
Excellent Bank for my everyday banking. I love the cash pots for different payments, being able to get your salary the day before after 4pm and the easy-to-use app! Highly recommend ๐Ÿ‘Œ
โ˜…โ˜…โ˜…โ˜…โ˜… Jack Flower ยท Aug 7, 2026
Already amazing that your parents can get you to download monzo as a qr code and just write another email what you use to sign in and then the child can keep track of their money and love how you can have pots for different savings and tells you exactly what you spent on I love it one thing that you do have to put ur pin in alot of times which is a little annoying at first, but I mean it helps your remember it, so I don't mind lol and haven't checked everything out yet but will do soon!
โ˜…โ˜†โ˜†โ˜†โ˜† Tom Werner ยท Aug 14, 2026
I give this a one for the terrible customer support. One has to fight again a wall of AI if the problem does not quite fit one does not have a chance. Example, against my consent a rental agency in Mexico took a second deposit. I flagged this up with them and with Monzo on the day it happened. Then I had to send info and was told because it was a deposit they could not do anything giving various different deadlines with various extra information requirements. They money was wasted ยฃ410!
โ˜…โ˜…โ˜†โ˜†โ˜† Burhan Awan ยท Aug 7, 2026
This review is for the app only. The application has gone from a usable one to an unusable one. Whoever approved the redesign should be fired. They clearly have no experience in Cognitive load in user design. The redesign of the app main page has added to the extraneous load, with the poor design, clutter and bad choices (spam that you cannot remove). If you are going to redesign something involve someone who knows basic Cognitive load, user design as well as accessibility as a starting point.
โ˜…โ˜†โ˜†โ˜†โ˜† Zahid T ยท Aug 16, 2026
The new layout with the growth section is not good at all. Can it be reverted back?

Google Play Rankings for Monzo Bank - Mobile Banking

Top rankings

Rank Country Category List
16 United Kingdom Overall Top Free
3 United Kingdom Finance Top Free
16 United Kingdom Applications Top Free
102 Spain Finance Top Free
199 Australia Finance Top Free
Show all market rankings

Ranking history in United Kingdom

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Technologies used by Monzo Bank - Mobile Banking

Monzo Bank - Mobile Banking is requesting 34 permissions and is using 77 libraries.
Show details
Zions Bank Mobile Banking icon Zions Bank Mobile Banking
Moniepoint Business Banking icon Moniepoint Business Banking
Starling - Mobile Banking icon Starling - Mobile Banking
Manasquan Bank Mobile icon Manasquan Bank Mobile
Tomorrow: Mobile Banking icon Tomorrow: Mobile Banking
Fifth Third: 53 Mobile Banking icon Fifth Third: 53 Mobile Banking
Carter Bank Mobile icon Carter Bank Mobile
First Bank of MT icon First Bank of MT

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