myEquifax helps you monitor your credit with free monthly Equifax credit reports and score updates, plus an AI-powered action plan to improve your credit over time. It offers a no-card sign-up, one-bureau score tracking, and clear upgrade options for monitoring and identity protection. Ranked #60 in US Finance, it shows strong adoption with 500,000+ total downloads and 48K in the last 30 days.
Pros & Cons
Free sign-up with no credit card required
Monthly one-bureau reports and scores
AI-powered Optimal Path with actionable steps
Clear upgrade options for monitoring and identity protection
Family plan coverage option for multiple profiles
Basic plan offers limited features without upgrading to paid monitoring
Some advanced protections (e.g., dark web monitoring) are in paid plans only
Cross-bureau monitoring requires Premium tier for full coverage
About myEquifax
myEquifax is a finance app developed by Equifax Incorporated.
How many times has myEquifax been downloaded?
myEquifax has been downloaded 580 thousand times. In the last 30 days, the app was downloaded 48 thousand times. It is ranked in the top 100 finance apps.
What is the rating of myEquifax?
myEquifax is rated 4.63 out of 5 stars, based on 10 thousand ratings.
Is myEquifax free?
myEquifax is free to download. The APK download size is 90.98 MB. The latest version available is 1.11.0. The last update was on July 28, 2026.
What are the requirements for myEquifax?
myEquifax requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2025.
Description
Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey.
Get a detailed PDF report for myEquifax with download trends, rating history,
and key performance statistics — useful for competitive research or tracking your own app.
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I could not find the section where the credit cards are. Equifax partner banks etc. offering cards with perks, pre-approved cards. Cash back cards, etc. I looked around. Bet it's me lol 😆 I'll go look again. If I find the 'offers from our partners' I will change my 4 star to 5.
★★★★★Lorraine Succonnino· Jul 22, 2026
I had had a fraudulent credit card added that I did not ask for was able to contact my other facts and put a freeze on my report as a senior citizen it is difficult to use some technology instruments, but this was very easy to apply necessary information.....? NEW:Report I submitted on July 21, 2026, a dispute with United Auto Credit it is paid in full, but it shows on my credit that is still open I submitted a statement letter from United Auto Credit but the app kept saying it would not accept?
★★★★☆Elizabeth Quinones· Aug 12, 2026
The app is just fine, especially if you're using to check activity. Just be mindful it gives you a Vantage score, not fico. Most lenders use fico.
★☆☆☆☆Kal - L· Aug 15, 2026
When you pay vs not paying. I had the free version for a few months, errors etc. I paid for the service no error for the past 6 months. Cancel payment... error appears again. They won't explain how they investigate my credit disputes. All have been recorded. I will file a complaint with the CFPB, Attorney General office.
★☆☆☆☆Christopher Hilley· Aug 9, 2026
Mot very useful if you can't even login. I hit login, just to be taken to chrome, log in from there just to be kicked back to the app and have to do it all over again.
★☆☆☆☆Bill Doerfler· Aug 11, 2026
Horrible app, and customer experience. App kept saying error ### after logging in, call customer service. OK fine, called. Spent 15 minutes with an AI that wouldn't listen, giving it a bunch of info, only to then get to a person asking g for all the same info again. Waste of time, but ok. then he says he can't see an account under the email address I just used to log in. I am logged in, can see my user profile, change password, etc. but he can't locate an account under the same email address!
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Trust & Safety: The app requests a broad set of permissions (network access, notifications, biometric authentication, storage, wake/foreground service, etc.) and includes sensitive features like Dark WebScan in paid plans. This aligns with its identity protection offerings, but users should review permissions and privacy terms, and understand data handling associated with credit monitoring and personal information.
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