Navi: UPI, Payments, Insurance

7.21.7

Navi

4.38

6,089,968 reviews

100,000,000+
Downloads

Free

UPI, Payments, Recharges, Insurance, Mutual Fund & Digital Gold

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Pros & Cons

All-in-one finance solution spanning payments, investments, and insurance
NPCI-approved UPI with Lite option for quick, PIN-free payments
Investments start from as little as ₹50–₹100, with low costs and same-day NAV

Lacks explicit consumer lending, credit/loan, and card features frequently highlighted by competitors
Requires a broad permissions set, which may raise privacy concerns for some users
Heavy feature set may be overwhelming for new users without guided onboarding

About Navi: UPI, Payments, Insurance

Navi: UPI, Payments, Insurance is a finance app developed by Navi.

Download Statistics

Navi: UPI, Payments, Insurance has been downloaded 190 million times. In the last 30 days, the app was downloaded 9.2 million times. It is ranked #2 in finance.

User Ratings

Navi: UPI, Payments, Insurance is rated 4.38 out of 5 stars. The rating is based on 6.1 million ratings.

App Information

Navi: UPI, Payments, Insurance is FREE to download. The APK download size is 71.21 MB. The latest version available is 7.21.7. The last update was on July 24, 2026.

Technical Requirements

Navi: UPI, Payments, Insurance requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2020.

Description

Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience.

More data about Navi: UPI, Payments, Insurance

Price	Free to download
Total downloads	190 million
Recent downloads	9.2 million
Rating	4.38 based on 6.1 million ratings
Ranking	Top ranked
Version	7.21.7
APK size	71.2 MB
Number of libraries	104
Designed for Android	7.0+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the Navi: UPI, Payments, Insurance app

Navi: UPI, Payments, Insurance compared with similar apps

Common keywords of similar apps

Navi Mutual Health Fund Features Investments Coverage Investment Referral Limited Diverse Offers Daily Unlock Npci Approved Discover Starts Program General Registered Insurance Upi Payments Gold Financial App Digital Funds Money Pay Bills Online Experience Rewards

Keywords missing from this app

Credit Card Loan Bank Loans Bill Mobile Interest Personal Recharge Secure Instant Emi Banking Payment Fixed Account Amount Manage Fees Scan Rupay Finance India Cards Qr Apply Fee Transactions Deposits Transfer Cashback Trusted Services Earn Months

Google Play Rating history and histogram

4.5M

700K

230K

640K

Downloads over time

Navi: UPI, Payments, Insurance has been downloaded 190 million times. Over the past 30 days, it averaged 310 thousand downloads per day.

Changelog of Navi: UPI, Payments, Insurance

Show changelog

Developer information for Navi

Navi

help@navi.com

Legal name:

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Phone number:

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Comments on Navi: UPI, Payments, Insurance for Android

★★★★★ Devendra Yadav · Jun 30, 2026

This app is obviously good 👍 very, very good for GenZ

★★★★☆ Vikas Gupta · Jun 30, 2026

It's a very good.to pay.and lost of cash back

★★★★★ MA RAHMAN watsapp 8498871094 · Jun 30, 2026

Excellent Cash back payment application

★★☆☆☆ Tuhin Karmakar · Jul 5, 2026

Used to be a good app. Now showing popups after every credit card bill payment. Shows full screen "updated needed" popups while I'm trying to pay a merchant, QR code scanner has become slower after the recent update, another full screen "cash loan available" dialog when I open the app, plus there is no dark mode in the app.

★☆☆☆☆ shrijit ingole · Jul 10, 2026

This is the most useless app; my money has been stuck in UPI Lite for six days. When I try to check my bank account balance, it asks for mobile verification; however, when I attempt the verification, it says my account was temporarily paused. After three attempts, I get an error stating that the maximum limit of three tries has been reached, and I must wait 24 hours. Furthermore, when I try to withdraw the money from UPI Lite, it asks me to verify my bank account first, no one should download

★☆☆☆☆ KishOr Shetty · Jul 5, 2026

What is this... ??? Every day update??? 🥵🥵🥵 I'm going to log out And Uninstall this App. Monthly 2 Updates is ok. Yesterday (05/07/2026) I have updated this App....🙄 today again... is it 24 hours update ...??😷😓🙏🏻🙏🏻

Google Play Rankings for Navi: UPI, Payments, Insurance

Top rankings

Rank	Country	Category	List
10	India	Overall	Top Free
10	India	Applications	Top Free
2	India	Finance	Top Free

Show all market rankings

Ranking history in India

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Technologies used by Navi: UPI, Payments, Insurance

Navi: UPI, Payments, Insurance is requesting 47 permissions and is using 104 libraries.

Permissions

Development tools

test access to protected storage

Your personal information

read call log, read your contacts

Services that cost you money

send SMS messages

Your location

approximate (network-based) location, precise (GPS) location

Your messages

read your text messages (SMS or MMS), receive text messages (SMS)

Network communication

view network connections, view Wi-Fi connections, download files without notification, full network access, control Near Field Communication, Google Play license check, receive data from Internet

Your accounts

read Google service configuration

Storage

modify or delete the contents of your USB storage

Phone calls

read phone status and identity

Hardware controls

take pictures and videos, change your audio settings, record audio, control vibration

System tools

change network connectivity, connect and disconnect from Wi-Fi, run at startup, set wallpaper, prevent phone from sleeping

Extra

BIND_GET_INSTALL_REFERRER_SERVICE, android.permission.ACCESS_ADSERVICES_AD_ID, android.permission.ACCESS_ADSERVICES_ATTRIBUTION, android.permission.DETECT_SCREEN_CAPTURE, android.permission.DETECT_SCREEN_RECORDING, android.permission.FOREGROUND_SERVICE, android.permission.FOREGROUND_SERVICE_SPECIAL_USE, android.permission.HIDE_OVERLAY_WINDOWS, android.permission.POST_NOTIFICATIONS, android.permission.QUERY_ALL_PACKAGES, android.permission.READ_BASIC_PHONE_STATE, android.permission.READ_PHONE_NUMBERS, android.permission.USE_BIOMETRIC, android.permission.USE_FINGERPRINT, com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE, com.google.android.gms.permission.AD_ID, com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA, com.naviapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION, com.samsung.android.mapsagent.permission.READ_APP_INFO, com.truecaller.permission.sdk.internal.read_account_state

Ad network libraries

AdMob

AppsFlyer

Social libraries

Facebook

Development tools

Android Jetpack core

Android Architecture Components

Android Jetpack VersionedParcelable Android Jetpack Annotations Android Library Icon

Android Jetpack Annotations Firebase Android Library Icon

Firebase

Android Jetpack Widgets Android Jetpack AppCompat Android Library Icon

Android Jetpack AppCompat AndroidX Activity Android Library Icon

AndroidX Activity Android Activity Saved State Android Library Icon

Android Activity Saved State AndroidX Loader Android Library Icon

AndroidX Loader Android Jetpack Media Android Library Icon

Android Jetpack Media Google Cloud Messaging (GCM) Android Library Icon

Google Cloud Messaging (GCM)

Android Transition Support Library Kotlin Android Library Icon

Kotlin

Android Support Library collections

Android Support VectorDrawable

AndroidX Legacy: Support Library core utils AndroidX Cursor Adapter Android Library Icon

AndroidX Cursor Adapter AndroidX App Startup Android Library Icon

AndroidX App Startup

AndroidX Local Broadcast Manager Google gson Android Library Icon

Google gson

AndroidX Legacy: Support Library core UI Android WorkManager Android Library Icon

Android WorkManager AndroidX Widget ViewPager2 Android Library Icon

AndroidX Widget ViewPager2 Okio Android Library Icon

Okio

AndroidX Emoji / Emoji2 AndroidX Concurrent Futures Android Library Icon

AndroidX Concurrent Futures JetBrains Annotations Android Library Icon

JetBrains Annotations AndroidX Tracing Android Library Icon

AndroidX Tracing Glide Android Library Icon

Glide

AndroidX SQLite AndroidX Multi-Dex Library Android Library Icon

AndroidX Multi-Dex Library AndroidX ExifInterface Android Library Icon

AndroidX ExifInterface AndroidX ProfileInstaller Android Library Icon

AndroidX ProfileInstaller Chromium Android Library Icon

Chromium

AndroidX DynamicAnimation Google ZXing Android Library Icon

Google ZXing Google Maps SDK Android Library Icon

Google Maps SDK Google Guava Android Library Icon

Google Guava AndroidX WebKit Android Library Icon

AndroidX WebKit Retrofit Android Library Icon

Retrofit

AndroidX Preference ReactiveX Android Library Icon

ReactiveX

Google Protocol Buffers Android Library Icon

Google Protocol Buffers Jetpack DataStore Android Library Icon

Jetpack DataStore Jetpack WindowManager Android Library Icon

Jetpack WindowManager Android View Binding Android Library Icon

Android View Binding BoltsFramework Android Library Icon

BoltsFramework Dagger Android Library Icon

Dagger

Jetpack Navigation Lottie Android Library Icon

Lottie

AndroidX Privacy Sandbox Android Data Binding Android Library Icon

Android Data Binding Volley Android Library Icon

Volley

Kotlinx Serialization Android Library Icon

Kotlinx Serialization Reactive Streams Android Library Icon

Reactive Streams Jetpack Compose Android Library Icon

Jetpack Compose Kotlin Parcelize Android Library Icon

Kotlin Parcelize AndroidX Biometric Android Library Icon

AndroidX Biometric Yoga Android Library Icon

Yoga

React Native

Simple Logging Facade for Java (SLF4J) Android Library Icon

Simple Logging Facade for Java (SLF4J) Coil Android Library Icon

Coil

Grpc

AndroidX Graphics CameraX Android Library Icon

CameraX

React Native Gesture Handler React Native Async Storage Android Library Icon

React Native Async Storage okHttp Android Library Icon

okHttp

AndroidX Media3 (ExoPlayer) React Native Screens Android Library Icon

React Native Screens

React Native Safe Area Context Timber Android Library Icon

Timber

MPAndroidChart React Native Reanimated Android Library Icon

React Native Reanimated Joda Android Library Icon

Joda

AndroidX Security (Crypto) Sentry Android Library Icon

Sentry

The Legion of the Bouncy Castle React Native NetInfo Android Library Icon

React Native NetInfo AndroidSVG Android Library Icon

AndroidSVG PairIP Android Library Icon

PairIP

React Native Linear Gradient React Native Masked View Android Library Icon

React Native Masked View AndroidX Credentials Android Library Icon

AndroidX Credentials PerfMark Android Library Icon

PerfMark

Nimbus JOSE + JWT ASM Android Library Icon

ASM

AndroidX GridLayout React Native Config Android Library Icon

React Native Config Branch Android Library Icon

Branch

Android YouTube Player json-smart Android Library Icon

json-smart kotlinx-datetime Android Library Icon

kotlinx-datetime AndroidX Hilt Android Library Icon

AndroidX Hilt React Native Slider Android Library Icon

React Native Slider Chucker Android Library Icon

Chucker

Chris Banes Libraries Android Library Icon

Chris Banes Libraries Eclipse Paho MQTT Android Library Icon

Eclipse Paho MQTT Razorpay Android Library Icon

Razorpay

NumberPicker (ShawnLin)

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