O.A.M – Pay, Shop & Services

O.A.M brings the everyday services you need into one simple app. Pay bills, top up airtime and data, buy and sell in the marketplace, hire trusted artisans, find jobs and book deliveries — all in one place.

BILLS, AIRTIME & DATA
• Buy airtime and data for MTN, Airtel, Glo and 9mobile
• Pay electricity bills (prepaid and postpaid)
• Renew cable TV — DStv, GOtv, Startimes
• Get your token and receipt straight away

MARKETPLACE
• Buy and sell phones, cars, electronics, fashion, property and more
• Post a listing with photos and videos in minutes
• Chat with buyers and sellers inside the app
• Find items near you

HOME SERVICES & ARTISANS
• Hire electricians, plumbers, mechanics, cleaners, tailors and more
• See verified artisans near you, with ratings and work videos
• Contact and book artisans directly in the app

JOBS & RECRUITMENT
• Search and apply for jobs near you
• Build your CV and track your applications
• Employers can post jobs and manage applicants

DELIVERY & DISPATCH
• Send packages across town with trusted riders
• Get a price upfront and track your rider live
• Riders can sign up and earn on their own schedule

O.A.M WALLET
• Top up once by card or bank transfer and pay for airtime, data and bills faster

BUILT FOR YOU
• Available in English, Hausa, Yoruba, Igbo, Pidgin and many more languages
• Built-in assistant to answer your questions any time
• Delete your account at any time from your profile

IMPORTANT INFORMATION
• O.A.M is a bill-payment and everyday-services app. It is not a bank or financial institution, and the wallet is not a bank account.
• All wallet top-ups, withdrawals and transfers are processed by fully licensed third-party payment gateways, Paystack and Flutterwave. O.A.M does not store your card details.
• O.A.M does not offer betting or gambling of any kind. The "Bet Funding" feature only lets users top up an account they already hold with an independent, licensed betting provider — just like paying a bill. No bets are placed in O.A.M.

Your security matters. All data is encrypted in transit, and your wallet is protected by a transaction PIN.

Questions? Contact us at info@oam-app.com or visit https://oam-app.com/help.

Recent changes:
First release of O.A.M — buy airtime and data, pay electricity and cable TV bills, book flights and hotels, and find local services and artisans, all in one app.