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I've had a great experience using the app. Cash in and Cash out are free of service fee. I was able to keep my money and earn interests on it with the time deposit feature. This app feature is helpful for people who struggle to save money.
★★★★★Sharon Suson· Apr 17, 2026
I'm one of the lucky few who got to enjoy high interest rate since around 2022. I was also skeptical but it paid off well. I agree, app is not as intuitive but if you're patient enough in reading help guides, you'll eventually learn. Pros: - free transfers up to 100k to almost any banks - competitive interest rate pa rin na hindi limited to 100k, no missions needed - vouchers in the past and enjoyed some promos Dahl sa kanila, nakaka-addict mag save
★★★★★Markjoseph Serrano· Feb 19, 2026
I’ve had a great experience using this banking app. The interface is user-friendly, transactions are fast, and I can easily monitor my account anytime. I especially like the security features and real-time notifications, which make me feel safe when managing my finances. Overall, it’s very convenient and reliable, highly recommended for anyone who wants hassle-free banking.
★☆☆☆☆Tristan Seldora· May 8, 2026
Waling quanta at waling sibling banking app. It takes forever sa ID verification at account upgrade. Pal aging failed ang results. No details or reason man lang what went wrong. Basta "Account Upgrade Failed" lang, and you can't get your money out. Wag kayo mag require na humingi ng mga Valid IDs if you won't approve it. You are just getting sensitive info from your clients. Sa mga gusting mag try ng app na to, save your precious time. It's a trap. Kaya pala mababa ang rating ng app na ito eh.
★☆☆☆☆Louie Aguinaldo· Jan 20, 2026
Silly app. Signed up entered a password. First login it says incorrect password. No choice but to go through the forget password to reset the password. I reset the password and try to log in again. Once again it says incorrect password. Tried the silly process repeatedly until attempts reached the limit. Thank God I discovered how terrible their system is before putting any funds in. If such a simple password issue is a mess what other mess lies ahead. Deleting the app.
Google Play Rankings for OwnBank
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Technologies used by OwnBank
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