OwoPadiGo

OwoPadiGo is a digital financial application designed to provide structured credit line access and secure account management tools for eligible adult users in supported service regions.

The application offers a transparent environment where users can review available credit options, understand repayment terms, and manage account activities securely. Credit approval is not guaranteed and remains subject to internal risk evaluation and eligibility assessment.

Credit Line Overview
OwoPadiGo provides access to a revolving credit line rather than a single fixed loan. Users can review available credit limits, repayment conditions, applicable fees, and total costs directly within the application before confirming any request
Credit Amount: ₦10,000 – ₦400,000
Credit Term: 90 – 360 days
Maximum Annual Percentage Rate (APR): 12% – 30%
All applicable fees, repayment schedules, and total payable amounts are fully disclosed before confirmation.

Representative Example
Example scenario:
Credit Amount: ₦100,000
Term: 180 days
APR: 18%
Estimated Interest: ₦9,000
Estimated Total Repayment: ₦109,000
This example is provided for illustrative purposes only and does not represent a binding offer.

How OwoPadiGo Works
• Install the application via Google Play
• Register and complete the required information
• Review available credit line details and disclosures
• Accept the terms and submit your request
• Approved users can access their credit line within the application
• Repay according to the agreed repayment schedule

Important Notices
OwoPadiGo provides access to a credit line service and does not guarantee approval.
Approval decisions are based on internal risk assessment, eligibility verification, and applicable regulatory requirements.
Users should carefully review all disclosures, including fees, repayment schedules, and total repayment amounts, before submitting any request.

Data Protection and Compliance
OwoPadiGo processes personal information strictly for the following purposes:
• Identity verification
• Credit eligibility assessment
• Fraud prevention and security protection
• Regulatory compliance

OwoPadiGo complies with applicable data protection regulations, including:
• Nigeria Data Protection Regulation (NDPR)
• Nigeria Data Protection Act (NDPA)

Detailed information is available in the Privacy Policy within the application.

Contact Information
Customer Support Phone:
+234 0815 554 7221

WhatsApp Support:
0815 554 7221

Customer Support Email:
customerservices_OWOPADIGO@zenovafinance.com

Recent changes:
Fix bugs.