Paga: Online Bank & E-Wallet

23 million+ Nigerians use Paga to manage finances, access bank services, and transfer money — the mobile banking app built for life at home and abroad. One e-bank, three accounts — Naira, dollar, and PayPal all in one app.

Through Paga, one of the most trusted online banks in Nigeria, you can transfer money across any Nigerian bank and from your US account via ACH, wire transfers, or Visa Direct.

💸 The dollar account is always within your reach
Complete cross-border money transfers worldwide with ease. Send money to Nigeria, receive funds from abroad, and convert between USD and NGN on Paga.
- Access your dollar account and manage your finances anytime
- Make a secure money transfer to any Nigerian bank
- Send money and receive payments from abroad directly to your e-wallet
- Connect your dollar account to Chime, Robinhood, SoFi, PayPal, or Venmo effortlessly
Enjoy seamless global money movement built for your international lifestyle. With Paga, borderless mobile banking is made easy.

💳 Spend like a global citizen
- Pay with your physical or virtual debit card anywhere in the world
- Link your card to Google Pay or Apple Pay for contactless payments
- Shop online, pay for subscriptions, and spend globally with your virtual card
- Get instant notifications on every transaction
- Prepaid card for Nigeria. Full debit card for the US
- Lock and unlock your card for security purposes.
- Choose a design for your card that fits you
Get the card that works for international transactions delivered to you.

⚡ Bill payment & Airtime/data
- Buy airtime online or data subscription instantly on MTN, Airtel, Glo, Smile, and T2 Mobile (9Mobile)
- Pay your DSTV, GOtv, StarTimes, electricity, internet, solar bills, and more
- Monitor any transaction details in your Transaction history
- Automate your bill payments so you don't miss a moment
An e-wallet to manage your finances — a banking experience built by Nigerians, for Nigerians.

🏦 Offline banking
Dial *242# to access USSD banking on your Paga account from any network — MTN, Airtel, Glo, or 9Mobile. Send money, check your balance, buy airtime, pay bills — all without data or wifi.
Because banking shouldn't stop when your internet does.

✈️ Receive money globally
- Connect your PayPal account to your Paga account.
- Receive money transfers from friends, family, and clients abroad in over 110 countries.
- Add your virtual debit cards to access PayPal account top-ups.
- Use your PayPal-linked account almost anywhere PayPal is accepted.

🔒 Your money is safe
- US accounts are protected up to $250,000 through an FDIC-insured partner
- Nigerian accounts secured by the CBN and NDIC
- Industry-grade fraud monitoring on every single transaction
- Identity verification so only you can access your finances
- Biometric and passcode login for your Naira and dollar account
A secure mobile banking experience you can trust — built on the same standards global financial institutions use every day.

✅ Why choose Paga bank?
Paga is the secure, trusted online bank built for Nigerians who think beyond borders. Dual-Currency: Manage your USD and NGN finances with one digital banking experience.

Trusted by 23 million+ Nigerians. Licensed by the CBN. FDIC-insured in the US.

📞 We're always here
WhatsApp: 08099227242
Call: 02013444300
Email: service@paga.com

🌐 Find us online
Facebook: mypaga
Instagram: @my_paga
Twitter / X: @paga
LinkedIn: PagaTech Limited

Download Paga today and experience mobile money the way it should work — instant money transfer, easy access bank services, and banking without borders. Paga.

Two Worlds, One Wallet, One Online Bank.

Recent changes:
Invest in the Dangote Refinery IPO live on Paga.

You can now subscribe for shares in Africa’s largest refinery on Paga. Get in now - Na Your Own!

Subscribe in three minutes. All you need is your BVN. Pay in Naira or USD (Paga, ACH, or Wire), wherever you are in the world.

PayPal is on Paga!
We’ve partnered with PayPal to make global payments easier for Nigerians. Send and receive money globally, withdraw USD straight to your Paga account, and pay anywhere PayPal is accepted, all in one place.