Open a bank account fast, get instant alerts & earn up to 17.5% p.a. on savings.
About Moniepoint Personal Banking
Moniepoint Personal Banking is a finance app developed by Moniepoint.
How many times has Moniepoint Personal Banking been downloaded?
Moniepoint Personal Banking has been downloaded 24 million times. In the last 30 days, the app was downloaded 1 million times.
What is the rating of Moniepoint Personal Banking?
Moniepoint Personal Banking is rated 4.59 out of 5 stars, based on 290 thousand ratings.
Is Moniepoint Personal Banking free?
Moniepoint Personal Banking is free to download. The APK download size is 110.04 MB. The latest version available is 1.71.0. The last update was on July 17, 2026.
What are the requirements for Moniepoint Personal Banking?
Moniepoint Personal Banking requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play August 2023.
Description
Moniepoint Personal Banking – Smart Online Banking for Nigerians
Take control of your money with Moniepoint Personal Banking, the modern online bank built for Nigerians who want fast, secure, and reliable banking.
Whether you’re opening your first bank account or switching from another bank, Moniepoint gives you a powerful mobile banking experience that lets you send money, save smarter, pay bills, and manage your finances from one trusted banking app.
From students and young professionals to families and business owners, Moniepoint is the bank that grows with you.
Your Everyday Online Bank, Right in Your Pocket
Moniepoint is more than a regular banking app — it’s a complete digital bank designed to make everyday payments and savings easy and dependable.
With your Moniepoint bank account, enjoy seamless online banking, mobile payments, and secure access to your money anytime, anywhere in Nigeria.
What you can do with the Moniepoint Personal Banking App
Open a bank account instantly
Create your Moniepoint personal bank account in minutes with no paperwork or branch visits.
Send money & receive transfers fast
Make instant bank transfers with real-time alerts for every transaction.
Unlimited free interbank transfers for ages 16–24
If you’re between 16 and 24 years old, enjoy free transfers until you turn 25 — perfect for students and young earners.
Save smarter and grow your money
Choose savings options that fit your lifestyle:
Save As You Transact (SAYT) – save automatically as you spend. Target Savings – save towards clear goals. Flexible Savings – withdraw anytime. Fixed Deposit – lock funds and earn more
All plans are designed to help you stay disciplined and reach your financial goals faster.
Pay bills easily
Pay electricity, TV, internet, betting, education, and government bills from your phone.
Buy airtime & data
Recharge and enjoy up to 2% cashback on purchases.
Get your Moniepoint debit card
Request your bank card in-app and use it nationwide on ATMs, POS, and online payments.
Secure online banking
Your data and transactions are protected with bank-grade security and monitoring.
24/7 in-app support
Resolve issues, track disputes, and get help whenever you need it.
Bank without internet
Use *5573# to check balance, send money, or block your card offline.
Earn rewards
Enjoy cashback, discounts, and special offers through Moniepoint Rewards.
Why Nigerians Choose Moniepoint Licensed and regulated by the Central Bank of Nigeria (CBN) Insured by the NDIC — your savings are protected Trusted by millions across Nigeria Reliable for payments, savings, and transfers Built for personal banking and everyday use
Moniepoint combines the security of a traditional bank with the speed of a digital-first online bank.
How to Open Your Moniepoint Bank Account - Download the Moniepoint Personal Banking App - Sign up and verify your details in under 5 minutes - Start banking instantly. No queues. No paperwork.
Built for Young Nigerians & Digital Natives Whether you’re a student, NYSC member, freelancer, or first-time account holder, Moniepoint makes banking easy to understand and even easier to use.
With free transfers for users aged 16–24 and smart savings tools, Moniepoint is the perfect mobile banking app for the next generation.
Download Moniepoint Personal Banking Today Join millions of Nigerians using Moniepoint to send money, save smarter, pay bills, and manage their bank accounts with ease.
Moniepoint — your trusted online bank for a better financial life.
Recent changes: Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Get a detailed PDF report for Moniepoint Personal Banking with download trends, rating history,
and key performance statistics — useful for competitive research or tracking your own app.
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Comments on Moniepoint Personal Banking for Android
★★★★★Peter Onuoha· Jul 9, 2026
What's the USD code I need to know because of my small phone that I'm using
★★★★★Emmanuel Maduabuchi· Jul 5, 2026
Moniepoint is a very good app for all transactions and other bills payment
★★★★★Havilah Ani· Jul 14, 2026
This app is very, very good when I mean good I mean very, very good
★★★★★Safiyya Musa Aliyu· Jul 14, 2026
I am very happy I hope midpoint will give me load so that I can improve my small business
★☆☆☆☆Miracle Peace· Jul 14, 2026
I can't recommend this app or will say bank to anyone, you guys needs To do better with your management. You said in your ad that when an underage open this midpoint all transactions will be free, but I opened the app and every transaction you guys deduct 10 naira from my money so tell me why should I recommend it
★☆☆☆☆Kolawole Sakirat· Jul 5, 2026
You said this will be a loan app but no loan are allowed, but I love your network so much 😉 but let people take loans OOO
★☆☆☆☆Vian Gold· Jul 19, 2026
What do u guys have to remove a particular always amount just like that and the call it the sms alert charges 😞 very annoying and not nice at all 😔 u all don't know if someone has budgeted that money for something all of a sudden it has reduced
Google Play Rankings for Moniepoint Personal Banking
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