Open a bank account fast, get instant alerts & earn up to 17.5% p.a. on savings.
About Moniepoint Personal Banking
Moniepoint Personal Banking is a finance app developed by Moniepoint.
How many times has Moniepoint Personal Banking been downloaded?
Moniepoint Personal Banking has been downloaded 23 million times. In the last 30 days, the app was downloaded 880 thousand times.
What is the rating of Moniepoint Personal Banking?
Moniepoint Personal Banking is rated 4.63 out of 5 stars, based on 270 thousand ratings.
Is Moniepoint Personal Banking free?
Moniepoint Personal Banking is free to download. The APK download size is 108.08 MB. The latest version available is 1.67.0. The last update was on May 27, 2026.
What are the requirements for Moniepoint Personal Banking?
Moniepoint Personal Banking requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play August 2023.
Description
Moniepoint Personal Banking – Smart Online Banking for Nigerians
Take control of your money with Moniepoint Personal Banking, the modern online bank built for Nigerians who want fast, secure, and reliable banking.
Whether you’re opening your first bank account or switching from another bank, Moniepoint gives you a powerful mobile banking experience that lets you send money, save smarter, pay bills, and manage your finances from one trusted banking app.
From students and young professionals to families and business owners, Moniepoint is the bank that grows with you.
Your Everyday Online Bank, Right in Your Pocket
Moniepoint is more than a regular banking app — it’s a complete digital bank designed to make everyday payments and savings easy and dependable.
With your Moniepoint bank account, enjoy seamless online banking, mobile payments, and secure access to your money anytime, anywhere in Nigeria.
What you can do with the Moniepoint Personal Banking App
Open a bank account instantly
Create your Moniepoint personal bank account in minutes with no paperwork or branch visits.
Send money & receive transfers fast
Make instant bank transfers with real-time alerts for every transaction.
Unlimited free interbank transfers for ages 16–24
If you’re between 16 and 24 years old, enjoy free transfers until you turn 25 — perfect for students and young earners.
Save smarter and grow your money
Choose savings options that fit your lifestyle:
Save As You Transact (SAYT) – save automatically as you spend. Target Savings – save towards clear goals. Flexible Savings – withdraw anytime. Fixed Deposit – lock funds and earn more
All plans are designed to help you stay disciplined and reach your financial goals faster.
Pay bills easily
Pay electricity, TV, internet, betting, education, and government bills from your phone.
Buy airtime & data
Recharge and enjoy up to 2% cashback on purchases.
Get your Moniepoint debit card
Request your bank card in-app and use it nationwide on ATMs, POS, and online payments.
Secure online banking
Your data and transactions are protected with bank-grade security and monitoring.
24/7 in-app support
Resolve issues, track disputes, and get help whenever you need it.
Bank without internet
Use *5573# to check balance, send money, or block your card offline.
Earn rewards
Enjoy cashback, discounts, and special offers through Moniepoint Rewards.
Why Nigerians Choose Moniepoint Licensed and regulated by the Central Bank of Nigeria (CBN) Insured by the NDIC — your savings are protected Trusted by millions across Nigeria Reliable for payments, savings, and transfers Built for personal banking and everyday use
Moniepoint combines the security of a traditional bank with the speed of a digital-first online bank.
How to Open Your Moniepoint Bank Account - Download the Moniepoint Personal Banking App - Sign up and verify your details in under 5 minutes - Start banking instantly. No queues. No paperwork.
Built for Young Nigerians & Digital Natives Whether you’re a student, NYSC member, freelancer, or first-time account holder, Moniepoint makes banking easy to understand and even easier to use.
With free transfers for users aged 16–24 and smart savings tools, Moniepoint is the perfect mobile banking app for the next generation.
Download Moniepoint Personal Banking Today Join millions of Nigerians using Moniepoint to send money, save smarter, pay bills, and manage their bank accounts with ease.
Moniepoint — your trusted online bank for a better financial life.
Recent changes: Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
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Comments on Moniepoint Personal Banking for Android
★★★★★sky Billions· Jun 8, 2026
I love the way you can withdraw your cashback
★★★★★Comfort David· May 31, 2026
The app is easy for transaction, no network problems keep it up
★★★★☆Emeka Favour· May 29, 2026
Monie point is the best app I've ever seen.
★★★★★Samuel Solomon· May 31, 2026
This is one of the best bank in Nigeria right now
★★★★★Yahaya Muhammad jamiu· Jun 5, 2026
I think midpoint is best online banking app
★★★★☆Abubakar ishaq Lurwan· May 31, 2026
Easy to transfer money in just in minute
★☆☆☆☆Benita Edesiri· May 29, 2026
They borrow money on my behalf and I did not borrow every annoying something please you guys should do something about it
★☆☆☆☆ThankGod Crown· May 26, 2026
You guys should kindly refund my money please, today is making it one week. Still on pending what is all this, I have been reporting buh your agents are doing nothing about it. Please I will be waiting for your response. Am furious
★☆☆☆☆Annabel Ebube· Jun 8, 2026
This app is stressing me to get even to download it 🤧🤧
Google Play Rankings for Moniepoint Personal Banking
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