Umba is a finance app developed by Umba Technology.
How many times has Umba been downloaded?
Umba has been downloaded 2.2 million times. In the last 30 days, the app was downloaded 22 thousand times.
What is the rating of Umba?
Umba is rated 3.60 out of 5 stars, based on 31 thousand ratings.
Is Umba free?
Umba is free to download. The APK download size is 27.47 MB. The latest version available is 1.75.0. The last update was on June 12, 2026.
What are the requirements for Umba?
Umba requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play May 2017.
Description
Where are you banking today?
Umba provides you with the best banking experience, when you want financial services. That it is zero balance account opening, unlimited free transfers, smart & affordable loans and up to 3% cashback on every bills pay and airtime purchase. When we say we got you, we meant it. Switch to Umba today!
Join the Umba tribe in 2 Easy Steps 1. Download the app and open an account 2. Fund your account and start transacting to earn rewards Download Now!
Nigeria Market Requirements: - Download the Umba app from app store to install on your phone - Follow the step by step prompt to get registered - Verify your identity - Valid ID (Driver’s license, International passport, Voter’s or National ID card) - Supply basis requirements - Utility Bill, BVN/NIN - Fund your Umba account via a debit card or transfer money from another bank.
Why you should use Umba? Nigeria Market: Zero fees - no unnecessary charges 👍🏾 Enjoy unlimited free transfers to any Nigerian bank
Get a loan - smart and affordable loans 👍🏾 Low interest rates 👍🏾 Flexible repayment
Spend & Earn - imagine a bank that pays you for transacting 👍🏾 Enjoy up to 3% cashback on every bills pay and airtime purchase 👍🏾 N10 when you refer a friend and family. Detailed earnings and analytics are available on the rewards tab on the app.
Safety of funds - highly secured and data privacy compliant. 👍🏾 Security pins (OTP) and photo verification process
Get a loan! In Nigeria market Umba makes getting a personal loan simple. How? We use the data on your smartphone to verify your identity and create a credit score.
1. Apply for loan by linking your other bank account(s) for credit scoring upon verification and ratings loan is accessible. 2. Repay the loan in due time to increase your loan limit/credit ratings.
Umba loans have a maximum and minimum duration of 62 days. Credit amount: From ₦2,000 to ₦30,000 Terms: 62 days The maximum annual interest rate of 10% Commission: 0% (No commission) VAT: 0% Maximum APR (Annual Percentage Rate): 10%
Here is what the above means: for a loan of ₦10,000, there is a 10% interest rate i.e. ₦1,000. So at the end of the term of 62 days, you will be required to pay ₦11,000. No late fees, no rollover charges, or origination fees.
Rates and Fees 👍🏾 Loan amounts and interest rates vary. 👍🏾 Limits and fees on transactions vary based on the type of transaction, transaction history, payout location, payment instrument, and delivery method.
Umba Business - We’re up to something! Stay tuned.
Download Umba Now!
📧 We’d love to hear from you! Feel free to contact us: Email: support@umba.com Website: https://www.umba.com Facebook: umbamobile - https://www.facebook.com/umbamobile/ Twitter: @umbamobile - https://twitter.com/UmbaMobile Instagram: umbamobile - https://www.instagram.com/UmbaMobile/
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It good and reliable I recommend it for u and the interest is low and fast funds
★★★★★Ugochinyere Ohuonu· Jun 19, 2026
This is the best loan app I have seen, interest is moderate and sincere. Looking forward in doing business with you.
★★★★★Rukayat Olayiwola· Jun 9, 2026
Umba is the best loan app so far, even tho it takes longer than expected, but they still credit with low interest, love this app💯❤️
★☆☆☆☆Kelvin Baridoo· Jun 18, 2026
The app is complicated and the bank connection is not working they only have few banks in the option list
★☆☆☆☆Temitope Adeoye· Jun 17, 2026
This app doesn't have an uba account so it's so bad 1 star they don't even deserve it 😤
★☆☆☆☆Fred Jakub· Jul 6, 2026
Those saying nice things about the app are all together with them. They are the staffs and builders of the app or maybe paid comments. This is the worst app don't download. It a very stupid app.if you had linked ur bank account remove it Why asking to link to bank. So you guys can have access to someone ACC and in future you will start deducting from the person ACC. Delete your app not everyone must give loan bcos urs is stupid.
★★☆☆☆Fatima Umar· Jul 3, 2026
One of the worst. I couldn't pay back my loan through the app, I was provided with wema bank account. I made payment since on the 24th of June to be credited to my wallet. Until this moment nothing. Umba of 2021 is far better that umba of this 2026
Google Play Rankings for Umba
This app is not ranked
Technologies used by Umba
Umba is requesting 27 permissions and is using 81 libraries.
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