Pair Pay

Pair Pay is the simplest way for two people to keep track of money between them. Whether you're splitting rent and groceries at home, sharing costs with a roommate, or settling up with a friend, Pair Pay shows you at a glance who owes what — without spreadsheets or complicated budgeting apps.

Built for two, Pair Pay keeps shared and personal expenses in one clean, easy-to-read place. Add an expense in seconds and instantly see the updated balance.

FREE AND OFFLINE, NO ACCOUNT

Pair Pay works completely offline, and you never have to sign up. Set both names and start tracking — your names, amounts, and history are saved only on your device. No account, no ads, nothing uploaded.

SHARE WITH A FRIEND (OPTIONAL)

When you'd rather track together than on one phone, sign in and share your group with the other person:

• You both make changes — add an expense from either phone.
• You both get notified when the other adds something.
• One shared balance, always up to date on both devices.
• Send an invite code — they join in seconds.
• Start with a 7-day free trial. No card needed.
• Only one of you needs to subscribe. If your friend keeps the subscription, joining their group is free for you.

Sharing is optional and opt-in. Until you choose to sign in and share, Pair Pay stays exactly as it is: offline, on your device alone.

WHY YOU'LL LOVE PAIR PAY

• Made for two — track expenses between just the two of you, no clutter.
• Shared & personal — keep joint costs separate from personal ones, all in one app.
• Always know the balance — see exactly who owes whom and how much, updated instantly.
• Trim — clear the common amount from both sides and keep just the difference.
• Full history — every entry is logged, so you can look back at what was spent and when.
• Three layouts — view by sections, by people, or as a ledger.
• Your currency — pick the currency symbol that fits you.
• Ten languages — English, Spanish, French, German, Portuguese, Russian, Japanese, Korean, Indonesian, and Armenian.
• Light & dark themes — comfortable to use day or night.
• Clean, focused design — no ads, no distractions.

PERFECT FOR

• Couples splitting household expenses
• Roommates sharing rent and bills
• Friends settling shared costs
• Anyone who shares expenses with one other person

Skip the complicated budgeting apps. Pair Pay does one thing and does it well: keeping two people on the same page about money.