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Last updated on: 2026-09-21
Android Apps > Business > Paper - Invoice & Payments
Paper - Invoice & Payments icon

Paper - Invoice & Payments

2.63.1
Paper.id Invoice, Accounting & Inventory
4.75
4,674 reviews
500,000+
Downloads
Free

Manage invoices, business payments, and expense management in one app.

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4.75 · 4,674 reviews · 500,000+ downloads
Download from Google Play

About Paper - Invoice & Payments

Paper - Invoice & Payments is a business app developed by Paper.id Invoice, Accounting & Inventory.

How many times has Paper - Invoice & Payments been downloaded?

Paper - Invoice & Payments has been downloaded 940 thousand times. In the last 30 days, the app was downloaded 4 thousand times.

What is the rating of Paper - Invoice & Payments?

Paper - Invoice & Payments is rated 4.75 out of 5 stars, based on 4.7 thousand ratings.

Is Paper - Invoice & Payments free?

Paper - Invoice & Payments is free to download. The APK download size is 81.19 MB. The latest version available is 2.63.1. The last update was on September 9, 2026.

What are the requirements for Paper - Invoice & Payments?

Paper - Invoice & Payments requires Android 4.4+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2018.

Description
Complete Online Invoice and Digital Payment Solution for Smart Businesses

Paper is a smart business solution for entrepreneurs to run their business more efficiently and strategically. With automated financial processes, you can focus on growing your business as the top priority.

With Paper, you can:
✅ Automate invoicing, payments, reconciliation, and financial reporting
✅ Turn your credit card into a productivity tool, extending payment terms and maintaining healthy cash flow
✅ Access business financing through credit card–based funding to support business growth

Trusted by more than 700,000 businesses in Indonesia, Paper works with partners licensed by Bank Indonesia and supervised by OJK (Financial Services Authority), and is supported by leading banks and payment networks.

Start managing your business finances smarter, safer, and more efficiently with Paper.

ℹ️ Paper's Main Features

1. Digital Invoicing

✔ Create online invoices for free in just 3 minutes.
✔ Each digital invoice includes a payment link and can be sent automatically via WhatsApp, SMS, or email.
✔ Equipped with official PERURI e-stamp, ensuring the legal validity of every invoice easily and conveniently.

2. Send and Receive Business Payments

✔ Access more than 30 invoice payment methods, including credit cards, installments without EDC machines, bank transfers, QRIS, Virtual Accounts, and marketplaces (Tokopedia, Shopee, Blibli).
✔ All payments are directly connected to the online invoicing system, enabling automatic and real-time payment reconciliation.

3. International Payments with PaperXB

PaperXB makes it easy to pay international suppliers without needing a foreign bank account.

✔ Send cross-border payments with no hidden fees
✔ Pay overseas suppliers directly from your business dashboard
✔ Transfer money abroad easily via mobile without visiting a bank
✔ Use a business credit card to extend payment terms and maintain healthy cash flow

4. Expense Management with Paper Horizon

A complete corporate card solution that helps companies manage team expenses transparently and efficiently.

With Paper Horizon, you can issue additional cards for each department, set spending limits, and monitor expenses in real time.

✔ Monitor all transactions through the Paper dashboard
✔ Instant onboarding and top-up
✔ Flexible spending limits and expense delegation for teams or departments
✔ Direct integration with Paper’s accounting and invoicing system
✔ Extended payment terms up to 60 days
✔ Cashback on business subscription tools at various online merchants

ℹ️ Additional Benefits

✔ Every invoice transaction processed through Paper is automatically recorded and presented in simple financial reports, making it easy even for new business owners to understand.

✔ Integrates with your business ERP and can be customized through Enterprise Solutions, including OCR for converting hardcopy invoices to digital format, three-way matching, and other advanced features.

Paper is ISO 27001 certified and trusted by leading companies in Indonesia such as Kopi Kenangan, J&T Cargo, and PT Catur Sentosa Adiprana (Mitra10), and many more.

Your feedback is valuable to us. If you have any questions or suggestions, feel free to contact us:
support@paper.id

Website: https://www.paper.id/
Facebook: https://www.facebook.com/paperindonesia
Instagram: https://www.instagram.com/paperindonesia
LinkedIn: https://www.linkedin.com/company/paper-id
YouTube: https://www.youtube.com/c/Paperid

Recent changes:
We've had kicked out the bugs and made the app run faster!
Update now and enjoy smarter, easier business with Paper.id!
Show more Show less

More data about Paper - Invoice & Payments

Price Free to download
Total downloads 940 thousand
Recent downloads 4 thousand
Rating 4.75 based on 4.7 thousand ratings
Ranking Medium ranked
Version 2.63.1
APK size 81.2 MB
Number of libraries 38
Designed for Android 4.4+
Suitable for Everyone
Ads NO ads

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Paper - Invoice & Payments compared with similar apps

Common keywords of similar apps

Paper Https Online Digital Financial Credit Card Bank Expense Solution Efficiently Terms Indonesia Complete Smart Run Top Reconciliation Healthy Cash Flow Access Support Trusted Leading Smarter Automatically Easily Including Cards Directly System Real International Paperxb Business Payment Payments Invoice Invoicing Invoices Manage Management App Businesses Features Free Send Time Easy

Keywords missing from this app

Maker Create Professional Estimates Simple Estimate Billing Generator Track Receipts Clients Client Receipt Pdf Logo Templates Small Add Tax Customer Paid Bills Data Details Choose Generate Freelancers Reports Products Inventory Services Bill Multiple Instantly Creator

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Google Play Rating history and histogram

Rating history
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4.1K
0
580
0
0

Downloads over time

Downloads over time
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Paper - Invoice & Payments has been downloaded 940 thousand times. Over the past 30 days, it averaged 130 downloads per day.

Changelog of Paper - Invoice & Payments

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Developer information for Paper.id Invoice, Accounting & Inventory

Paper.id Invoice, Accounting & Inventory

support@paper.id

Website

Legal name:

Address:

Phone number:

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Comments on Paper - Invoice & Payments for Android

★★★★★ muhibun syairoji · Jul 25, 2025
I was using paper. Id since 2020. These apps really helpful for my small business. Liturgy lengkap - tapi simpel. Thank you paper.
★☆☆☆☆ ctj · May 30, 2026
Used to have a good solution for invoice financing. But recently blocked the paper card without advanced notification. Already blocked 3 times within a year without proper explanation, 2 times can resume the services but the last time no clear explanation when will the service return
★★☆☆☆ Yudi Hermawan · Feb 22, 2025
This app used to be good, and I used it often. Now, so many bugs. Invoices that can not be deleted, appearing as an overdue, slow loading, etc. Really frustrating and leads to miscalculation on the finance. Decided to move to another app.
★☆☆☆☆ Bradley Gunawan · Nov 19, 2025
A very weird SOP for payment cancellation where you have to get the vendor's agreement to cancel. So if we want to cancel a payment to an irresponsible vendor, then how can we do so? It's our money to begin with. First attempt to use and already a very bad user experience.

Google Play Rankings for Paper - Invoice & Payments

Top rankings

Rank Country Category List
136 Indonesia Business Top Free
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Ranking history in Indonesia

Ranking history
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Technologies used by Paper - Invoice & Payments

44 permissions · 38 libraries
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