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Last updated on: 2026-07-14
Android Apps > Finance > PayJoy Credit
PayJoy Credit icon

PayJoy Credit

PayJoy App
0.00
0 reviews
500,000+
Downloads
Free

Application for a line of credit secured by your phone. Get approved in minutes.

PayJoy Credit Screenshot 1 of 7
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PayJoy Credit provides a fast, in-store line of credit secured by your phone, designed for quick approval on Samsung devices. It guides you through Mexican ID-based identity verification and completes the loan process in-store with a clerk. Currently ranked #101 in FINANCE in MX, it has over 500,000+ downloads and 41K in the last 30 days.

Pros & Cons

  • Fast in-store loan approval and completion with a clerk
  • Identity verification using Mexican ID and selfie
  • No late fees and no increase in interest on late payments
  • Optimized for Samsung devices for a streamlined experience
  • Samsung-only device eligibility limits potential user base
  • In-store process may require visiting a store and interacting with a clerk
  • Lacks some features advertised by competitors (e.g., online banking, mobile cash, or card issuance)

About PayJoy Credit

PayJoy Credit is a finance app developed by PayJoy App.

Download Statistics

PayJoy Credit has been downloaded 730 thousand times. In the last 30 days, the app was downloaded 41 thousand times.

User Ratings

The app has no ratings yet.

App Information

PayJoy Credit is FREE to download. The last update was on August 11, 2024.

Technical Requirements

The app has a content rating of Everyone. The app has been available on Google Play August 2024.

Description
Welcome to PayJoy Credit - your quick and easy in-store application for a line of credit!
Show more

More data about PayJoy Credit

Price Free to download
Total downloads 730 thousand
Recent downloads 41 thousand
Rating No ratings
Ranking Medium ranked
Version N/A
APK size N/A
Number of libraries ?
Suitable for Everyone
Ads NO ads

App Performance Report

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PayJoy Credit compared with similar apps

Common keywords of similar apps

Payjoy Store Support Application Device Identity Approval Process Customer Late De Months Maximum Apr Mxn Line Approved Minutes Samsung Eligible Mexican Id Finish Clerk Team Cell Annual Credit Loan Quick Payment Phone Easy Interest Pay Repayment Rate

Keywords missing from this app

App Mobile Loans Cash Card Account Advance Online Li Payday Payments Access View Personal Banking Instant Accounts Manage Money Options Check Total Union Apply Fees Set Secure Cards Fast Amount Score Monthly Alerts Financial Time Experience Simple Free Directly Deposit

Downloads over time

Downloads over time
Subscribe to see download velocity and history

PayJoy Credit has been downloaded 730 thousand times. Over the past 30 days, it averaged 1.4 thousand downloads per day.

Changelog of PayJoy Credit

Show changelog

Developer information for PayJoy App

PayJoy App

support@payjoy.com

Website

Legal name:

Address:

Phone number:

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Comments on PayJoy Credit for Android

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Google Play Rankings for PayJoy Credit

Top rankings

Rank Country Category List
119 Mexico Finance Top Free
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Ranking history in Mexico

Ranking history
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Technologies used by PayJoy Credit

Trust & Safety: Identity verification relies on Mexican ID and selfie; the data does not provide a detailed list of requested permissions. The app documents a no late-fees policy and non-increasing interest in late payments.
Zable - Mobile Finance icon Zable - Mobile Finance
Installment Loans: Credit app icon Installment Loans: Credit app
Redwood Credit Union icon Redwood Credit Union
CreditGo - Payday Loans Online icon CreditGo - Payday Loans Online
Credit One Bank Mobile icon Credit One Bank Mobile
SELCO Community Credit Union icon SELCO Community Credit Union
Arab Bank – Personal Banking icon Arab Bank – Personal Banking
Seen Mobile - Build Credit icon Seen Mobile - Build Credit

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