Penguin: AI Expense Tracker

Penguin is the AI expense tracker that logs your money in seconds. Type “lunch 12 coffee 4.5” and Penguin splits it into two entries, picks the categories and saves them. No forms to fill in.

Type it, say it or snap it, whichever is easiest. Then see your balance, where your money went this month and how it compares with last month.

JUST TYPE IT
• Write it like a note: “taxi 18 groceries 64 salary 3200”
• AI splits it into entries, picks the categories and saves them right away
• Got one wrong? Tap the entry to fix it, or undo it
• Add entries by hand anytime, with categories you can make your own
• Typing is free, with no limit

OR JUST SAY IT
• Say it: tap the mic and talk. Stop, and it's saved.
• “OK Penguin”: with Penguin open, just say “OK Penguin, lunch 12”. No tapping at all.
• Speaking is free too, with no limit

BUDGET AND BILLS
• Set a monthly budget, and home shows what you can still spend today
• A heads-up at 80% of the budget, and again if you go over
• Rent or Netflix? Set an entry to repeat, and Penguin logs it every time

SEE WHERE IT WENT
• Your balance up top, with what carried over from earlier months
• The month's income, spending and top categories on one screen
• A calendar of every day. Tap a day to see its entries.
• See how this month compares with last month
• Share the month as a picture, amounts hidden if you like

RIGHT ON YOUR HOME SCREEN
• Add the widget to see your balance at a glance
• Jot an entry in one tap, straight from the widget
• Hide the amounts when someone's looking

NEVER FORGET TO LOG
• A gentle reminder once a day, at the time you choose
• It stays quiet on days you've already logged something

PENGUIN PREMIUM (optional)
• Snap a receipt: AI reads every line and turns it into entries that add up to what you paid
• Transfer slips: pick a bank transfer slip from your photos and AI logs it
• Slips that log themselves: choose the album your bank app saves slips to, and new ones become entries each time you open Penguin. No bank login needed.
• Bank statement PDFs, password-protected ones too: every line becomes an entry
• Keep the slip, receipt or PDF with its entry, to look back at anytime
• Look back 3, 6 or 12 months, and export any month to CSV
• Open the camera straight from the widget
• Reads up to 20 photos and 5 PDFs a day

PRIVATE BY DESIGN
• No bank logins, no ads, and we never sell your data
• Photos and PDFs are kept only with their entries, and you can turn that off
• We never receive your voice, only the words
• Sign in with Apple, Google or email, and your entries stay backed up and in sync across your devices
• Delete your account and all your data anytime

Light, dark, or match your phone. At night, the sky in Penguin fills with stars.

Penguin is in English and Thai, and works with 162 currencies.

SUBSCRIPTION INFORMATION
Penguin is free to download and use. Penguin Premium is an optional subscription, billed monthly or yearly through Google Play. It renews automatically until you cancel. You can manage or cancel it anytime in your Google Play subscriptions. Premium is also available as a one-time lifetime purchase.

Terms of Use: https://penguin.appsetup.dev/terms
Privacy Policy: https://penguin.appsetup.dev/privacy
Support: support@appsetup.dev

Recent changes:
New: Wallets
• Keep cash, bank and credit card apart, each with its own balance (2 free, more with Premium)
• Transfers between wallets don't count as income or expense
• Say “500 from Bank to Cash” and AI logs the transfer, or name a wallet to save there
• Bank slips to your own account become transfers
• Reports for one wallet or all
• Faster AI, and entries open even offline