Pennyly: Expense Tracker

Pennyly is an expense tracker and budget planner that shows what you can actually spend this month. Log expenses in seconds, scan receipts with AI, and stay ahead of bills, subscriptions and installments.

Set a monthly budget, see your remaining budget at a glance, and let Pennyly work out your spendable money after planned expenses. Share a household budget with your partner, split bills on a trip with friends, and keep a shopping list everyone can update, all in one money manager.

TRACK EXPENSES IN SECONDS
An expense tracker only helps if you actually use it, so adding a purchase takes just a few taps.
• Add the amount, category, description, quantity and unit
• Mark how you paid: cash or card
• Add notes so you remember the details later
• Use the built-in categories or create your own with an emoji and a color

AI RECEIPT SCANNER
Take a photo of a receipt or pick one from your gallery. AI reads the items and amounts and fills in the expense for you, so you don't have to type out a long grocery receipt line by line.

MONTHLY BUDGET PLANNER
• Set a monthly budget and watch what's left update as you spend
• Spendable money: what remains after your planned expenses
• Home screen widget with this month's spending, remaining budget and recent expenses

BILLS, SUBSCRIPTIONS AND INSTALLMENTS
• Add recurring expenses for rent, utilities, phone bills and subscriptions
• Split a bigger purchase into monthly installments
• See upcoming payments and upcoming installments before they arrive

SHARED BUDGETS FOR COUPLES, FAMILIES AND ROOMMATES
Invite others with a 6-character code and run a household budget together. Everyone sees each member's spending, so nobody has to ask who bought what.

SPLIT BILLS ON TRIPS AND EVENTS
Create an event wallet for a vacation, a weekend away, a bachelor party or a group dinner. Record who paid what, and Pennyly nets out the debts and suggests the transfers needed to settle up.

SHARED SHOPPING LISTS
Share a shopping list with your household using an invite code. Add quantities and units, check items off in the store, and set reminders.

SPENDING INSIGHTS
• Category breakdown in a donut chart
• Spending trends and month-to-month comparison
• Weekly and monthly summaries

BUILD A MONEY HABIT
Keep your daily streak going, earn badges, and get practical tips from the Wise Owl, Pennyly's mascot.

PRIVACY AND CONTROL
• Lock the app with your fingerprint or face
• Secure sign-in with Google or email
• Export your data as CSV, JSON or PDF

GOOD TO KNOW
• Currencies: US dollar ($), euro (€) and Turkish lira (₺)
• 12 languages: English, Spanish, French, German, Italian, Dutch, Turkish, Russian, Ukrainian, Hindi, Japanese and Traditional Chinese
• Dark mode

PENNYLY PREMIUM
The standard version of Pennyly shows ads and includes 3 AI receipt scans per month and 1 data export. Shared budgets and event wallets come with a 7-day trial.

Pennyly Premium is available as a weekly, monthly or yearly subscription and adds:
• Unlimited AI receipt scans
• Unlimited data exports
• Shared budgets and event wallets after the trial, without limits
• Cloud sync and backup across your devices
• Future Burden: a 12-month view of your upcoming installments and recurring payments
• No ads

Subscriptions renew automatically. You can cancel anytime in your Google Play subscriptions.

Know where your money goes and plan the month with confidence. Start using Pennyly as your everyday expense tracker today.

Recent changes:
New: light/dark theme setting; income tracking (salary and one-off income); per-category monthly limits with 80% and over-limit alerts; planned vs. actual on the summary screen; import CSV files and bank statements with AI; savings goals; an option to count recurring payments in charts; search now also matches category and amount. Fixed the "was cancelled" message on the home screen. Thank you!