Pocket Advisor: Budget Planner

Tired of manually entering daily expenses or giving apps access to your bank accounts?

Pocket Advisor is an automatic, privacy-first expense tracker and budget planner designed to keep your personal finances simple, fast, and 100% private.

Track your daily expenses, monitor UPI payments automatically from bank SMS, organize flatmate bills, and reach your savings goals—all without loan ads or server data tracking.

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KEY FEATURES
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⚡ AUTOMATIC UPI & SMS EXPENSE TRACKING
• Instantly detects transaction SMS alerts from Indian banks (SBI, HDFC, ICICI, Axis, Kotak, Bandhan, etc.).
• Automatically logs UPI debits (GPay, PhonePe, Paytm, CRED, BHIM), card swipes, ATM withdrawals, and NetBanking transfers.
• Smart duplicate filtering prevents double-counting duplicate carrier alerts and failed-payment reversals.

🔒 100% PRIVATE & ON-DEVICE
• No bank logins, NetBanking passwords, or account linking required.
• All SMS parsing happens 100% locally on your device using a local regex engine.
• Your raw SMS text and financial messages are never uploaded to our servers or sold to third parties.

📊 SMART BUDGETING & SPENDING INSIGHTS
• Set daily, weekly, and monthly category budgets (Food, Shopping, Transit, Utilities, Bills).
• Real-time alerts warn you before you exceed your budget limit.
• Clean charts and breakdown reports help you see where your money goes.

👥 SPLIT BILLS & FLATMATES
• Split rent, dinner, grocery, and travel expenses with roommates and friends.
• Generate instant UPI QR codes for fast group settlements.
• Keep track of who owes who with zero confusion.

🚫 ZERO LOAN ADS & ZERO SPAM
• No spam loan offers, credit card telemarketing, or annoying notifications.
• Clean, clutter-free Material 3 user interface designed for speed.

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HOW POCKET ADVISOR WORKS
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1. Install Pocket Advisor and grant SMS permissions under Android's money-management exception.
2. Spend normally using any UPI app or debit/credit card.
3. Pocket Advisor detects the official bank SMS in the background, categorizes the merchant, and updates your balance and budget instantly.

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PERMISSIONS & PRIVACY DISCLOSURE
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Pocket Advisor uses SMS permissions solely to parse transactional spending alerts (amounts, merchant names, dates) on your device. Personal chats, OTPs, and promotional messages are discarded immediately
• Generate instant UPI QR codes for fast group settlements.
• Keep track of who owes who with zero confusion.

🚫 ZERO LOAN ADS & ZERO SPAM
• No spam loan offers, credit card telemarketing, or annoying notifications.
• Clean, clutter-free Material 3 user interface designed for speed.

━━━━━━━━━━━━━━━━━━━━━━━━━━
HOW POCKET ADVISOR WORKS
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1. Install Pocket Advisor and grant SMS permissions under Android's money-management exception.
2. Spend normally using any UPI app or debit/credit card.
3. Pocket Advisor detects the official bank SMS in the background, categorizes the merchant, and updates your balance and budget instantly.

━━━━━━━━━━━━━━━━━━━━━━━━━━
PERMISSIONS & PRIVACY DISCLOSURE
━━━━━━━━━━━━━━━━━━━━━━━━━━
Pocket Advisor uses SMS permissions solely to parse transactional spending alerts (amounts, merchant names, dates) on your device. Personal chats, OTPs, and promotional messages are discarded immediately
in memory. No SMS content is uploaded to any remote server.

Take control of your money today. Download Pocket Advisor!

Recent changes:
Initial Closed release of Pocket Advisor:

* Added Refer to earn so everyone can experience pro features

* Added monthly budget planner and improve the Ai insight features

* improve performance and fixed bugs

* Split bills and shared group expenses with friends

Real-time cloud synchronization

In-app subscription testing for Pocket Advisor Pro

Performance optimizations and stability improvements