Bank account alternative•Cash Advance•Credit Pathway•Money Transfers
3.92·17,053 reviews·500,000+ downloads
About Pockit: Bank Card Alternative
Pockit: Bank Card Alternative is a finance app developed by Pockit Ltd.
Download Statistics
Pockit: Bank Card Alternative has been downloaded 700 thousand times. In the last 30 days, the app was downloaded 9.3 thousand times. It is ranked in the top 100 finance apps.
User Ratings
Pockit: Bank Card Alternative is rated 3.92 out of 5 stars. The rating is based on 17 thousand ratings.
App Information
Pockit: Bank Card Alternative is FREE to download. The APK download size is 38.22 MB. The latest version available is 3.4.3. The last update was on June 16, 2026.
Technical Requirements
Pockit: Bank Card Alternative requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play June 2016.
Description
Pockit helps everyone access a mobile banking alternative with a prepaid contactless Mastercard®. This means all the benefits of banking online (and more!) without the credit checks of other bank apps.
Top up easily using cash, bank transfer, or debit card. Send money within the UK, set up Direct Debits, and make payments with Google Pay™. Access cashback rewards and get the opportunity to start helping to improve your credit score.
Here’s why 1,000,000+ people love Pockit:
INSTANT PAYMENT
👉 Get your card details straight away to start digital banking and online shopping
👉 Receive your pay a day early at no extra cost
👉 Access an instant UK account number
ALL THE KEY FEATURES OF A BANK ALTERNATIVE APP
👉 Instant spending alerts and balance updates
👉 Manage bills, rent, and even PayPal top-ups in one place
👉 Get up to £200 cash advance before payday
👉 Use our Credit Pathway to help improve your credit score
HELP IMPROVE YOUR CREDIT SCORE & GET ACCESS TO CREDIT
👉 Get up to £200 cash advance before payday. No hard credit checks. Better alternative to credit cards and short-term online loans with more control & flexibility than an overdraft. Terms apply
👉 Borrow up to £500 after 3 months at 0% interest. Repay easily in 3 monthly instalments, small flat fee applies. No hard credit checks (subscription required)
ONLINE BANK ACCOUNT STYLE MANAGEMENT
👉 Lock your card if you lose it and order a replacement in seconds
👉 Manage up to £10,000 in your account
👉 Easily share an online bank account alternative with friends or family
REWARDS!
👉 Better deals on broadband, TV, and mobile services
👉 Use your Pockit card for a chance to win £250 every week (terms apply)
👉 Up to 5% cashback from leading retailers
ACCESS POCKIT's BANK ACCOUNT ALTERNATIVE WITH:
👌 Low credit or no credit history (including if you’re new to the UK)
👌 £0 subscription fees
👌 A birth certificate & other forms of ID that are not accepted by online banks
You can get access to a mobile banking app alternative in just 3 minutes with no credit score check. Apply now for an easier, more rewarding form of online banking.
Disclaimers: 1. Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS). 2. Credit scores can be influenced by various factors and improvements to your score are not guaranteed. 3. Sign up in the app or web. 18 years and older, subject to satisfactory residence and ID checks. Please note your card will not be dispatched until you have successfully verified your account. Delivery time depends on the delivery method you selected during signup and provided as guidance only. Actual delivery times may vary and depend on Royal Mail. 4. Eligibility for personal credit is assessed after 3 months on the Premium plan, subject to affordability and a soft credit check. 5. Credit Pathway, Personal Credit and Cash Advance services are powered by SteadyPay. 6. Representative APR 40.47%. We do not charge interest. The APR depicts the transaction fee of £4.99 as the cost of using our service. Representative example: Income Advance issued: £50. Interest charged: 0%. Transaction fee paid: £4.99. The repayment period for Income Advance is 90 days. Total amount paid: £54.99. Representative cost: 40.47%.
Recent changes: Along with some bug-fixes we have made it easier to find your favourite Pockit features in our new 'Explore' menu.
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Comments on Pockit: Bank Card Alternative for Android
★★★★☆Liam Curry· Apr 30, 2026
Ive never had any issues with pocket, not until this new update this morning, now my balance isn't showing my correct balance when someone transfers me money in it came up in my notifications the correct balance, but I log on and there is no transaction or pending of it and not showing the correct amount. And ive used my card in a few shops today, and it tells me in my notifications, but log on and shows nothing about them and not the correct balance and no history. Was fine before updated app
★★★★★Hamza Alahamd· Jun 22, 2026
Very good online banking and very smoth service I have to be moved to this bank because fast payment and no problem 😊. Kind all best
★★★★★Billy Forrester· Apr 27, 2026
Love this I have bad credit as I've been struggling with things for many years but this way of doing is helping me to get back on track. Great so far I wouldn't use the big bank cooperations ever again! Me personally I don't trust them. Great app great way of building up your credit!.
★★★★★Luke Gregory· Apr 20, 2026
I love you for being my account back from closing my account after not using it for three years &I had so many cards with u to thank U pocket I love your new stuff to ivu tanks very happy great bank pocket the best in the world
★☆☆☆☆Ciane Kotey· Apr 30, 2026
Had my account for a year or so was loving the bank seen nothing but horrible comments about them was also getting warned and didn't listen, out of nowhere, and I mean nowhere with no warning they decide to put my account under review, restricting me from being able to access my funds, they then email me saying they're closing my account for no reason at all and had a payment that was due today, and it's been sent back to the sender now got no money till after public holiday.
★☆☆☆☆Foot King_UK· May 8, 2026
Stay clear of these, they charge you for every transfer, every withdrawal, and it takes hours, sometimes days for instant transfers to show up im available balance and even when they show up you can't transfer out. Takes days to contact customer service. Just stay clear people. Its awful
Google Play Rankings for Pockit: Bank Card Alternative
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