Qapital: The Money Saving App

Save money, invest, and budget automatically with Qapital – an app that makes financial decision-making easier on the brain.

Studying behavioral economics taught us that humans are simply not wired to process tradeoffs between spending now and saving for later. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with.

Try Qapital free for 30 days, then $6/month.

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Qapital helps you to put away a little bit every week. It’s the easiest way to save for things like: presents, birthdays, vacations, and emergency funds.

1. Set unlimited money saving goals
Set as many goals as you’d like, personalize them, move money to them automatically, and track your progress as you go.

2. Budget with smart rules
Qapital transfers money from your checking account to Qapital savings using the rules you set. We help you build rules around habits you already have. That way, you can save when you buy a treat, or go for a run.

3. Save money & invest in ETFs
Automatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best for you.

4. Spend smarter
Set money aside for weekly spending with the Qapital Visa® debit card. Shop anywhere Visa® is accepted, get cash from ATMs world-wide, and get notified when you’re close to your weekly budget.

5. Invite a partner and team up on your goals
Qapital Dream Team™ lets you save toward shared goals and see one another’s transactions without giving up your individual accounts. You decide what’s shared and what’s private, always.

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Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Visa® debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.

Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC.

Qapital will deduct a monthly membership fee after any applicable free trial ends and you connect a bank account. Current membership fees can be found at https://www.qapital.com/pricing.

For full details, see Qapital’s Terms and Conditions (https://www.qapital.com/terms/) and Privacy Policy (https://www.qapital.com/terms/privacy-policy/).

Recent changes:
- Refer & Earn: Refer a friend now and you'll both get $50! Open the app and tap "Get $50" in the top right corner to learn more.
- Scheduled Transfers: You can now schedule transfers! Choose your preferred frequency and start date.
- Bug fixes & Cleanup: We’ve fixed some rare crashes and cleaned up the interface in a few places for a fresher, smoother experience.