Really Cost?

Really Cost? helps you make better-informed financial decisions with fast, practical calculators for everyday finance.

The app allows you to estimate, compare, and better understand:

- credit repayments, total borrowing costs, and interest
- the growth of your savings over time, or the monthly effort needed to reach a savings goal
- your total monthly spending, remaining budget, and overall budget health
- estimated net salary for supported countries
- how many working hours or working days a purchase really costs you
- how long your savings can support your lifestyle with an emergency fund calculator

Really Cost? is designed for clarity and speed, giving you useful results without unnecessary complexity. Whether you want to compare loan options, plan your savings, review your monthly spending, estimate your net income, understand the real effort behind a purchase, or check the strength of your financial safety cushion, the app keeps the process simple and accessible.

Main features:

- Credit calculator with an overview of monthly repayments, total cost, and interest
- Savings tools for forecasting and goal planning
- Spending calculator showing remaining budget and budget health
- Net salary calculator for supported countries
- Work-time cost calculator to turn purchases into real work effort
- Emergency fund calculator to estimate your financial runway
- Clear and modern interface designed for quick daily use
- Local history for saved calculations
- App language selection independent of the device language
- Dark mode support
- Integrated guide available at any time from the menu

Premium features:

- ad-free experience
- unlimited calculation history
- full loan amortisation schedule
- CSV export
- PDF export
- export of saved calculator histories

Privacy-focused approach:

Really Cost? is designed to keep your personal calculation data on your device. You can use the app without unnecessary complexity while still having quick access to useful everyday financial tools.

Really Cost? is made for people who want practical financial calculations in one place, with a clear, modern, and accessible experience.

Recent changes:

First production release of Really Cost?

- Fast calculators for credit, savings, spending, net salary, work-time cost and emergency fund planning
- Clearer navigation, modern UI and an integrated getting-started guide
- Calculation history, language selection and dark mode support
- Premium includes an ad-free experience plus CSV and PDF exports