Rupomo

Rupomo — Building Credit, Building Futures
Credit isn't just about borrowing — it's about building. A strong credit profile opens doors: better rates, higher limits, more options when you need them. Rupomo is designed not just to lend, but to help you construct a financial identity that works for you.

No Surprises, Just Numbers
Every cost is shown before you accept anything — the rate, the fee, the total. Nothing revealed later, nothing buried in a footnote.

A Process That Doesn't Waste Your Time
Fill in a few details, get a decision in minutes, and move on with your day. Lendori skips the theatrics other apps add for no reason.

One Screen, No Extra Noise
Your balance, your due date, your next step — that's the whole app. Nothing to scroll past, nothing to figure out.

Protecting What Matters
End-to-end encryption. Zero data monetization. Complete transparency on how your information is stored and used. Rupomo has one relationship with your data: we protect it, we use it for your loan, and we never treat it as a product to be sold.

Product Features
Credit Limit: ₹2,000 to ₹85,000
Duration: 61 to 365 days
Interest Rate: 0.062% per day, calculated daily
Maximum APR (Annual Percentage Rate): 66%
Processing Fee: 2% to 5.5% of loan amount + GST
Decision Time: Typically within 5 minutes
Instant disbursal to your linked bank account
Lending Partner: Rupomo Private Limited
Eligibility: Indian citizen, aged 18 or above, salaried or self-employed, meeting the minimum income requirement, with no adverse record at the credit bureau
Documents Required: Aadhaar, PAN, and a selfie

Representative Example
Credit Limit: ₹7,000
Duration: 85 days
Daily Interest: ₹7,000 × 0.062% × 85 days = ₹368.90
Processing Fee: ₹175 (2.5% of ₹7,000) + GST @18%: ₹31.50 = ₹206.50 total
Amount Disbursed: ₹6,793.50 (Processing Fee + GST deducted upfront)
Total Repayment Amount (Credit Limit + Interest): ₹7,368.90
Effective APR for this example: approximately 39.8%
Note – All the above numbers are for representation only. The final interest rate, processing fee, and APR will vary depending on your profile assessment and how long you hold the amount.

Who Rupomo Is For
Anyone who's thinking beyond today. The young professional just starting their financial journey. The individual looking to rebuild after a rough patch. Anyone who wants to turn borrowing into a tool for long-term growth, not a short-term crutch. Rupomo is for people who are building something — and need a partner to help them get there.
Support
Monday–Friday, 9:00 AM–6:00 PM 📧 Email: support@rupomo.com

Recent changes:
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