S-mobiili combines retail, banking and asset management services into one app
3.52·65,377 reviews·1,000,000+ downloads
About S-mobiili
S-mobiili is a finance app developed by S-Pankki Oyj.
Download Statistics
S-mobiili has been downloaded 3.3 million times. In the last 30 days, the app was downloaded 26 thousand times. It is ranked #2 in finance.
User Ratings
S-mobiili is rated 3.52 out of 5 stars. The rating is based on 65 thousand ratings.
App Information
S-mobiili is FREE to download. The APK download size is 114.12 MB. The latest version available is 2.41.5. The last update was on June 25, 2026.
Technical Requirements
S-mobiili requires Android 9.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play November 2013.
Description
S-mobiili combines retail, banking and asset management services into one app.
You can activate the app with any bank’s credentials or a mobile certificate.
For more information about using or activating S-mobiili, tap the bubble in the top right corner of the app or go to https://www.s-kanava.fi/palvelut/s-mobiili/.
What can I do in S-mobiili?
Member services
Bonus and Purchases – Track the Bonus status of your household and check how close you are to the next Bonus level. Review the breakdown of your purchases into different product groups, the degree of Finnish origin of your shopping basket, and compare price levels with competitors. S-Etukortti and S-Etukortti barcode – Earn Bonus and take advantage of co-op member benefits with your phone. Benefits and tips – Benefits tailored to you and current news. Note: By enabling notifications, you can make sure you’re always informed about your latest benefits. Receipts for your purchases – Receipts for your purchases will be stored in the electronic receipt archive and you can stop receiving unnecessary paper receipts. Your favourite outlets – Easily find benefits, promotions, opening hours and services for your favourite outlets in one place. Where to earn Bonus – Search or browse locations in your area where you can earn Bonus My information and information of your co-op member household – Easily manage your contact information and the information of your co-op member household
Bank services
Authentication – Log in and pay with your personal PIN code or fingerprint instead of using banking credentials – also works for online stores and public services! Saver – Achieve easy savings as part of your everyday spending. Save one euro for every card payment or transfer the Bonuses you get for your S Group purchases to a fund. Investments – Check your funds or investments, make additional investments in the funds you own, or invest in new funds. Loans – Apply for an S-Laina loan or increase the loan amount, and check your loan information. Accounts – View your account balances and transactions. E-salary – View electronic payslips. Cards – Apply for a new card or increase your card’s credit limit. Check the PIN code of your card, adjust security limits, and view your credit transactions. Google Pay – Connect your payment card to the Google Pay app to start making mobile payments. Paying – Pay bills or transfer money between your accounts easily and quickly. E-invoices - Order new e-invoices and view your existing e-invoice orders. S-Bank Private – Make use of investment and asset management services tailored to your needs. Only available to S-Bank Private customers. Contact us – Call us or send us a message, provide feedback on our services, or view our FAQs.
Please note that in order to use S-mobiili, you must be a co-op member or belong to a co-op member household. More information about co-op membership: s-kanava.fi
What does S-mobiili request permission to?
Location data, so that we can provide you with the closest services and the most relevant benefits.
Use of the camera, to scan barcodes so you can conveniently pay your bills.
Sending notifications, so that you can be notified of matters like received e-invoices and electronic cash receipts.
Recent changes: - Chat has arrived in S-mobiili! The handy virtual assistant can help you find answers to your questions quickly and easily in message centre - Need a new account for grocery shopping or other expenses? You can now easily open new accounts in S-mobiili - The Me section has been updated.
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Suspicios behavior after the newest upgrade. I had biometrics in use and after the new upgrade it is asking me to take it in to use. And it will not let me progress further before I take biometrics in to use which I was ALREADY using. Now the app is unusable because I can't get past this prompt because I have no idea what other code it is asking me now. How is every upgrade making this app harder to use.
★★★★☆Pradeep Gamlath· Jun 19, 2026
Easy-to-use banking app with a clean interface and secure login. Checking balances, making payments are convenient. Occasionally, some features can be slow to load and not in English version. But overall it's a reliable app for everyday banking.
★☆☆☆☆Asem Farhan· Aug 28, 2026
The bank application is so bad; the application stopped while I was abroad and did not allow me to register. As a solution, I tried to install the application on my wife's mobile, but you cannot register while you are not in Finland. I am definitely going to another bank.
★☆☆☆☆reha mihe· Jun 3, 2026
Useles, says I have a VPN even when its off, and won't let me in. And why can't I use a VPN for my own data safety. Now I have no access to bank even on a browser cause needs approval from app.
★☆☆☆☆Robert Ridal· Apr 27, 2026
With this latest updated I can't even sign in to my account because the app doesn't let me sign in. When I open the app it only loops the S-logo. Samsung s24 Ultra eith oneui8.
★☆☆☆☆Fedor Ivandikov· May 18, 2026
Can't identify myself on the app - just says "Service error. Try again."
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