Save Money – Savings Challenge

A savings challenge turns your intention into visible steps: choose a format, set money aside yourself and check off the contributions you have completed.

How it works
1. Choose a challenge that fits your routine, whether weekly, daily or based on individual amounts.
2. Set aside the money yourself, then mark the step as completed. For days without unnecessary spending, follow your streak.
3. Check your progress and the combined overview. A daily or weekly reminder can draw attention to steps that are due.

Ideal for
A trip, a gift or a reserve can become easier to picture when a saving goal is divided into small steps. A weekly savings plan suits a regular appointment, while small daily contributions follow a different rhythm. Choose according to what you can actually put aside. The display records your own entries; you keep and move the money outside the app.

Features
The savings challenge includes several formats: 52 weeks, 100 envelopes, 365 days, days without unnecessary spending and a bingo based on your own target. You can follow multiple challenges at once. A progress ring shows how far you have come, and the overview brings your ongoing efforts together. Reminders only appear when something is due.

Your benefits
You do not need to keep a complete household ledger to follow one specific intention. What matters is which steps you have really completed. A savings challenge keeps the next small contribution visible and helps you review amounts already set aside without adding them up from memory.

Find a rhythm that fits
For a weekly format, a recurring moment can help you remember the task. Increasing contributions require more room later than at the beginning. Reverse order and a custom amount offer other ways to follow the format. Before starting, consider how the sequence fits the money you have available.

Envelopes and bingo work differently
With envelopes, the drawn number determines a contribution. Bingo divides your target into individual fields. Both make separate steps visible, but they do not follow the same sequence. If you prefer a fixed calendar, one of the time-based formats may be a more suitable way to organise your entries.

Check off completed actions
Mark a contribution only after you have actually set it aside. The overview can only reflect the entries you make. With several challenges running together, compare the total so that you do not mentally assign the same money to two different purposes. Progress on the screen is a record of an action, rather than an automatic transfer.

• 52-week money challenge – 1,378 in a year (also in reverse and with your own amount)
• 100 envelope challenge – draw an envelope, save its amount, 5,050 in total
• No-spend challenge – days without unnecessary spending, with streaks
• 365-day challenge – a few cents every day
• Savings bingo – your own goal split into random, round boxes
• Several challenges at once, total overview, progress ring
• Daily or weekly reminder – only when something is due
• Any currency, in 13 languages
• No sign-up, no bank access – your data stays on your phone

Recent changes:
You can now turn on reminders after creating a challenge. They are enabled only with your consent.