Smart Defter: Budget & Planner

Smart Defter is a simple budget app that tracks your income and expenses, budget, credit cards and savings. And it does something other budget apps don't: it keeps the non-money records of your life in the same notebook.

Who did you give gold to at that wedding, and how much? When does the fridge warranty end? When does your passport expire? How much does your car cost per kilometre? All the answers are in Smart Defter, right next to your spending.

Your data stays on your phone and never reaches our servers: no sign-up, no ads, no tracking. If you like, you can back it up to your own Google Drive.

INCOME, EXPENSES AND BUDGET
• Record income and expenses in seconds; add a photo of the receipt or invoice
• Sort spending into categories and see it month by month and year by year
• Annual summary: comparison with last year, highest-spending month, largest expenses
• Monthly budget and category limits; "how much can I spend per day?" and alerts as you get close
• Recurring income and expenses like rent, salary and bills are recorded automatically every month
• Separate books for personal, business and home/property
• Spending groups for holidays or renovations; split costs with friends
• Monthly and annual reports (PDF), export to Excel

CREDIT CARDS, ACCOUNTS AND SAVINGS
• Credit card statements, payment due dates and instalments
• Bank accounts, wallet, investment account and your net worth
• Foreign-currency accounts and exchange rates
• Gold (grams, coins, bangles…), currency and other savings; savings goals

— WHAT OTHER BUDGET APPS DON'T HAVE —

PAYMENT TRACKING
Track what each customer owes you, record payments as they come in and send the statement as a PDF.
• Part payments, the amount left and overdue reminders
• Pending income and expenses

JEWELLERY AND GIFT BOOK
Never forget who gave what at weddings and engagements — and what you gave in return.
• Weddings, engagements, henna nights, circumcision feasts, births… events you're invited to, with the invitation photo and the place on the map
• See what you gave to whom, person by person: "1 gold coin at Ahmet's wedding, €150 at the engagement"
• Share the list as a PDF or export it to Excel
• Record the gift as an expense in your budget or take it from your gold savings
• Reminders before the event and directions with one tap

MY WARRANTIES
• Keep the items you buy with warranty period, shop, serial number and a photo of the invoice
• Reminders 30 days before and on the day the warranty ends

MY DOCUMENTS
• ID card, passport, driving licence, diplomas, deeds, medical reports… as photos and PDFs
• Reminders before documents expire
• Lock important documents with face or fingerprint unlock and pin the ones you use most

MY VEHICLES
• Fuel cost per kilometre and litres per 100 km
• Track maintenance like oil and filters by mileage or by month
• Reminders for inspection and insurance expiry dates
• Share the vehicle's full history as a PDF (very useful when selling)

PLANNER
• Repeating reminders and notes; add photos, lock notes with face or fingerprint unlock
• Customise categories and types (documents, events, jewellery, vehicle documents)
• A Today screen with the day's summary, plus home screen widgets

SECURITY AND BACKUP
• App lock (face unlock, fingerprint, phone passcode)
• One-tap backup; full backup including photos and documents
• Protect backups with a password: even if someone else gets the file, they can't open it
• Save backups to Google Drive or your computer

IN YOUR LANGUAGE AND CURRENCY
Available in English, German and Turkish. Works with the Euro, Pound Sterling, US Dollar, Swiss Franc and Turkish Lira.

All features are free for the first 45 days. After that, use it for life with a one-time "Full version" purchase; no subscription. Even without the full version you can still view your records and make backups.

Recent changes:
What's new:
• Backup with your Google account: if you like, your records are backed up automatically to your own Google Drive and come back with one tap on a new phone
• Changed phones? You're asked on first launch whether to restore your backup
• Easier contact picking: contacts are listed inside the app
• Optionally see credit card spending by statement month
• Bug fixes and improvements