TapDime - Budget & Expenses

TapDime is a simple, private expense tracker and budget app that runs entirely on your phone — a personal finance tool that needs no account, no internet, and no bank linking. No account, no cloud, no tracking — just you and your spending data.

Why TapDime?

Your finances are nobody's business. TapDime stores everything in a local database on your device. It declares no INTERNET permission in its Android manifest, so the OS itself blocks it from sending data anywhere. No analytics, no ads, no telemetry.

Track spending in seconds

Tap the amount on the numpad, pick a category, done. Add a note and date if you want — or don't. The app gets out of your way so logging an expense takes under 5 seconds.

See where your money goes

• Monthly budget with progress bar and "remaining" countdown
• Smart nudge cards that flag spending spikes and savings
• Category breakdown with colour-coded spend totals
• Contribution heatmap showing your logging activity
• Streak tracker to build a daily logging habit
• Trend insights — spending up or down vs last month
• Per-category 6-week trend with weekly bar chart
• Recurring spend insights — monthly total, budget %, upcoming payments
• Monthly trend — 6-month bar chart, tap any month to jump
• Year summary — YTD total, highest/lowest month, top categories
• Shareable insight cards — save or share your stats as images
Scan receipts with your camera

Point your camera at a receipt and TapDime reads the total, date and merchant using on-device OCR. Nothing is uploaded — the photo is processed on your phone and deleted immediately.

Auto-add from payment notifications

Turn on payment capture and TapDime watches for Google Pay / Wallet notifications. When you tap to pay, TapDime pre-fills an expense for you to confirm. Choose which payment apps to watch.

Budget alerts

Set a monthly budget overall or per category. Get notified at 80% and 100% so you never overspend by surprise.


Recurring payments

Track your subscriptions and recurring bills in one place. Set the frequency — weekly, monthly, or yearly — and TapDime reminds you before each one is due. Turn on auto-log and it records the transaction automatically on billing day. Pause or edit any time.

Privacy-first by design

• No account required — ever
• No internet permission declared
• No analytics, ads, or crash reporting SDKs
• All data stays on your device
• App Lock with biometric or device PIN
• Export to CSV or JSON any time

Built for AMOLED

True-black dark theme saves battery on OLED screens. Light theme available too. Designed to look sharp at every size.

TapDime Pro

The core tracker is free forever. Pro unlocks:
• Receipt scanning (on-device OCR)
• Auto-add from payment notifications
• Custom categories — your own names, icons, colours
• App Lock (biometric / PIN)
• CSV and JSON export
• Daily reminders and weekly recap
• Budget alerts at 80% and 100%
• Recurring payment reminders and auto-log

Who is TapDime for?

• Anyone who wants a simple money manager without linking a bank account
• Privacy-conscious users who want an offline budget app with no tracking
• Families and students tracking daily expenses and subscriptions
• People switching from spreadsheets to a fast spending tracker

What makes TapDime different?

Unlike other personal finance apps, TapDime declares no internet permission. Your budget, transactions, and spending data never leave your device. No sign-up, no cloud sync, no ads — a truly private bill tracker and budget planner.

One-time $1.99 purchase — no subscription, no recurring charges.

Currencies

Supports USD, EUR, GBP, JPY, INR, BRL, KRW, AUD and more. Amounts display in your local format.

Home screen widget

Glanceable 3×3 widget showing today, this week, and this month with a budget progress bar and quick-add button.

Track every dime. Keep every dollar.

Recent changes:
• Remembers the category for each store — next time it's one tap
• "Add as Grocery" right from the payment notification, without opening the app
• Cleaner store names (PAK N SAVE MT ALBERT → PAK'nSAVE Mt Albert)
• Foreign-currency payments flagged so you enter what your bank charged
• Add or dismiss several payments at once in Payment history
• Warning on Home if Android switches off payment capture