Two Cents: Couples Budget App

Shared budget & expense tracker for couples. Both phones, no bank login.

Two Cents is a shared budget and expense tracker for couples. Agree on one number for the month, log what you spend in two taps, and watch the same number come down on both phones.

NO BANK LOGIN
We never connect to your accounts. You add what you spend, which takes about three seconds, and that is the whole system. Nothing to sync, nothing to categorise later, no dashboard to decode.

ONE SHARED BUDGET, BOTH PHONES
Whatever your partner adds, you see. No screenshots, no "did you get that", no two budgeting apps disagreeing at the end of the month. One joint budget for two people.

TWO TAPS TO LOG AN EXPENSE
Amount, category, done. Add a note if the number will need explaining later. It is quick enough that you actually keep doing it, which is the only thing that makes a couples budget work.

THE MONTH GETS AN ENDING
When the month closes it gets wrapped up: what you spent together, where it went, whether you held the line, how it compares to your usual month. Drag across the chart to replay any day of it.

THE YEAR, MONTH BY MONTH
Twelve months against the budget each was judged by. Which ones you held, which you didn't, what is already spoken for before the month starts, and who paid for what.

ONE SUBSCRIPTION FOR BOTH OF YOU
Most budgeting apps charge each of you. One subscription here covers the pair, because the month is shared and so is the bill.

PRIVATE BY DEFAULT
Your spending stays between the two of you. No ads, and nothing is sold to anyone.

Made for couples, partners, newlyweds and anyone sharing a household budget, whether you split bills down the middle or one of you pays most of them.

Twenty entries free, no time limit. After that one subscription covers you both. Cancel any time from Google Play.

Terms of Use (EULA): https://opensoftlabs.org/twocents/terms
Privacy Policy: https://opensoftlabs.org/twocents/privacy

Recent changes:
Fixed: on a household one partner had already been using, the other partner's first-run guide never stopped repeating, no matter how many expenses they added. It now retires the moment either phone completes its own first save.