UdhaarSaathi Merchant Loan App

UdhaarSaathi (Formerly InstaVyapaar): Daily Working Capital for Kirana & Small Shop Owners

UdhaarSaathi is a merchant finance app designed to support kirana shop owners, small businesses and merchants who need funds & working capital loans and business loans for daily business operations. Whether you need money to buy stock in the morning, pay suppliers, or manage daily expenses, our business loan app and merchant funding app helps keep your shop running smoothly.

Agar aapko roz ke business ke liye paise ki zarurat padti hai, UdhaarSaathi aapke liye ek simple aur practical solution hai.

This small merchant funding is designed to support your daily business needs and can be repaid after completing your day’s sales. Whether you run a salon, grocery shop, pharmacy, fashion retail store, or another small business, our online merchant lending app helps manage your short-term financial needs through a simple and easy process.

Simple idea hai: Small working capital loan lo, din bhar business karo, aur din khatam hone par repayment karo.

Why Choose UdhaarSaathi for Your Business?

UdhaarSaathi is built to match how small businesses operate every day, offering flexible merchant loans and working capital funding that support regular shop activities. The platform provides short-term merchant funding options that help maintain steady business operations without long waiting periods.

Key Benefits for Small Businesses:

✅ Working Capital Loans from ₹25,000 to ₹250000 for Small Merchants
✅ Fast approvals
✅ Daily EDI loan repayment facility
✅ Simple and transparent process
✅ Designed specifically for small businesses

Daily Working Capital Loan Supporting Merchants with Everyday Business Needs

Every kirana store, hardware shop, electronics store, or medical shop requires daily cash to manage business operations. Sometimes stock runs out, suppliers request advance payments, or customer demand suddenly increases, making extra funds necessary.

Aise time par UdhaarSaathi chhote merchants ko quick working capital deta hai taaki unka business kabhi ruk na jaye.

Simple Eligibility for Small Shop Owners

Eligibility for UdhaarSaathi merchant loans is based on your business activity and regular operations. If your shop runs consistently and accepts digital payments, you may qualify for small working capital loans through a straightforward application process.

You may be eligible if:

→ You run an active small business
→ Your shop accepts QR or UPI payments
→ Your daily sales are regular
→ Your business is operational

Earn First, Then Repay:

Traditional loans usually require fixed monthly EMIs, which may not match the daily earning pattern of a small business. UdhaarSaathi (Formerly InstaVyapaar) offers a repayment system that allows merchants to repay after completing their daily sales cycle, making it easier to manage cash flow.

The process is simple:

✅ Take a working capital loan for your business needs
✅ Run your shop and generate sales
✅ Repay at the end of the day

Isse aapka business smoothly chalta rehta hai bina extra financial pressure ke.

Example Loan Calculation:

→ Example of Unsecured Personal Loan
→ Loan amount (Sanctioned): ₹ 2,50,000.
→ Tenure: 12 months.
→ Interest Rate: 33.84% per annum.
→ Processing Fee (incl. GST): ₹ 13,275.
→ Total Interest: ₹ 84,600.
→ EDI: ₹ 930.
→ APR: 72.28 %.
→ Sanctioned Loan amount is ₹ 2,50,000.
→ Net disbursed amount is ₹ 2,36,725.
→ Total loan repayment amount is ₹ 3,34,600.
→ Total Cost of the Loan = Interest Amount + Processing Fees = ₹ 84,600 + ₹ 13,275 = ₹ 97,875.

Apni dukaan ko roz smoothly chalane ke liye aaj hi UdhaarSaathi download karein.

If you need reliable financial support for your everyday business needs, then our merchant funding app offers a simple and practical solution.
Download UdhaarSaathi Aaj Hi Aur Apna Small Business Roz Smoothly Chalao!

🏦 Our RBI-Registered Lending Partners

Innofin Solutions Private Limited
website - https://www.innofin.in/

Recent changes:
UI Improvements and Bug Fixes