Unburden: Debt Payoff Planner

You know you're in debt. But do you know how exposed that actually makes you?

Unburden calculates your Burden Score: a 0 to 100 number that measures your real financial vulnerability right now. Not your credit score (that was built for lenders). Your Burden Score was built for you.

Add your debts. Pick a strategy. Watch that number drop.

📊 YOUR BURDEN SCORE
Credit scores tell lenders how risky you are. Your Burden Score tells you how risky your debt is to your own life. It factors in total balances, interest rates, income ratio, and payoff timeline into one number that actually means something. Track it monthly and watch it fall as you pay down debt.

⚡ PICK YOUR PAYOFF STRATEGY
• Avalanche: pay highest interest first, save the most money
• Snowball: pay smallest balance first, build momentum fast
• Compare both strategies side by side and choose what fits your situation

📅 SEE YOUR DEBT-FREE DATE
Enter your debts and Unburden shows you exactly when you'll hit zero. Adjust your monthly payment amount and watch the date shift in real time. Every extra dollar you put in has a visible impact on your timeline.

📈 TRACK REAL PROGRESS
• Monthly snapshots of your Burden Score over time
• Total debt and interest paid, charted clearly
• No guessing, no spreadsheets, no manual tracking
• See where you started and how far you've come

🔒 YOUR FINANCIAL DATA STAYS WITH YOU
No bank linking. No account required to start. Your balances, rates, and payoff plan never touch our servers. We use basic analytics to improve the app, but your financial information is never part of that.

✅ WHAT'S INCLUDED FREE
• Add and track your debts
• Burden Score calculation
• Snowball and avalanche comparison
• Debt-free date projection

⭐ UNBURDEN PRO
Unlock unlimited debts, advanced payoff projections, detailed Burden Score breakdowns, and priority support. No ads. No tricks. Cancel anytime.

WHO UNBURDEN IS FOR
• Anyone carrying credit card debt, student loans, car payments, or lines of credit
• People who want a clear picture of where they stand, not a vague score built for banks
• Anyone tired of minimum payments going nowhere

Unburden is a planning tool, not a financial advisor. Estimates are based on the information you provide.

Recent changes:
v1.30.2

• Fix: "Restore from backup → Google account" on the onboarding screen now actually completes Google sign-in on Android (v1.30.1 shipped the version bump but missed the code fix — this is the real one)