VaultWise: Budget & Finance

VaultWise is a powerful personal finance tracker designed for people who want full control over their money without syncing to any cloud or sharing data with anyone.

All data stays on your device. No accounts, no servers, no subscriptions required to use core features.

KEY FEATURES

💰 Multi-account management — Track current accounts, savings, credit cards, and savings pots in one place.

📊 Statistics & insights — Visualise income vs expenses, net worth trends, and spending by category.

📈 Inflation tracker — Monitor real price changes on everyday items over time. See exactly how much more you're paying for eggs, groceries, or fuel.

💳 Credit card management — Track statement periods, due dates, minimum payments, and projected end-of-month debt.

📅 Upcoming payments — See all bills, credit card due dates and recurring transactions due in the next 14 days in one view. Never miss a payment again.

🔁 Recurring transactions — Set up salary, rent, bills and other regular transactions with one-tap confirmation.

🎯 Budgets — Set monthly spending limits per category and get warned before you overspend.

🌍 Multi-currency support — Manage accounts in different currencies with exchange rate tracking.

🔒 Privacy first — Your financial data never leaves your device.

Recent changes:
Minimum payments for TRY credit cards in Türkiye now follow the new BDDK rule: 20% of the statement balance for card limits up to and including TRY 100,000, and 40% above it. These settings appear when you add a TRY credit card account. Existing default settings update automatically.