WealthMind: Money Jars Budget

WealthMind Path is a budget planner built on the Money Jars method. Every time you get paid, your income is split into jars by percentage, so each part of your money has a job before you spend it.

Your financial data stays on your phone, in an encrypted database. No bank connection, no linked accounts: you log your income and expenses yourself, and the app works without an internet connection.

HOW THE MONEY JARS METHOD WORKS
• Six classic jars with suggested percentages: Necessities 55%, Financial Freedom 10%, Long-Term Savings 10%, Education 10%, Play 10% and Give 5%.
• Add Emergency Fund, Debt Payment or Custom jars when you need them.
• Log income once and it is distributed across your jars automatically.
• Record each expense from the jar it belongs to, and split one expense across several categories.
• Move money between jars of the same currency with transfers.
• If a new jar pushes the total above 100%, rebalance by hand, with equal cuts, or with a smart option that protects your essential jars.

START IN MINUTES
Pick one of 5 starter plans (Get Out of Debt Fast, Build Wealth, Balanced Living, Early Retirement and Young Professional) or design your own jars.

EXPENSE TRACKER AND BUDGETS
• Monthly budgets by category, with clear status as you approach the limit.
• Scheduled and recurring income, bills and transfers (daily, weekly, every two weeks, monthly, quarterly or yearly) with reminders.
• Full transaction history with search and filters.

INSIGHTS
• Income vs. expenses, balance trend and savings rate.
• Spending by jar and a daily spending heatmap.
• Suggested next steps based on your own numbers.

GOALS, HABITS AND INVESTMENTS
• Savings goals with progress tracking.
• Badges and streaks that reward consistency.
• Track stocks, crypto, real estate and merchandise, with profit and loss. Price updates need a connection.

MULTI-CURRENCY
Choose from more than 150 currencies. Each currency has its own wallet of jars, so balances never get mixed.

PRIVACY AND CONTROL
• Encrypted local database (AES-256).
• Optional app lock with fingerprint, face unlock or your device PIN.
• Export your transactions to CSV and create a backup file you keep.
• Light and dark themes. Available in English and Spanish.

FREE AND PRO
WealthMind Path is free to use with a banner ad and up to 2 currency wallets. WealthMind Pro removes ads and unlocks unlimited currency wallets. Subscriptions renew automatically until canceled; a free trial may be offered depending on your account.

WealthMind Path is a personal budgeting tool. It does not provide financial, tax or investment advice.

Recent changes:
What's new in 1.15.0
• Log several expenses at once and type amounts with thousands separators.
• Find categories by synonyms; category and jar names follow your language.
• Clearer scheduled payments, suggested budgets and hidden amounts.
• Google sign-in on Android without the "Open with" chooser; remove Google or Apple if you have a password.
• Fixes: your starting balance is no longer lost when connecting Drive, and editing a movement keeps its investment.