wellthplan

Wellthplan is the AI-powered money app for couples and families. Connect your accounts, set shared goals, and let Benjamin — your personal AI financial assistant — do the heavy lifting so you can actually enjoy your money.

WHAT YOU CAN DO WITH WELLTHPLAN

Chat with Benjamin — Ask anything about your finances in plain English. Benjamin knows your accounts, transactions, budgets, and goals, and gives you clear, judgment-free answers — from "can I afford this?" to "how do we pay off this card faster?"

Know what's actually safe to spend Your home screen shows one simple gauge: income in, Needs and Wants out, and what's left as Safe to Spend. No spreadsheet, no 40 categories to micromanage — just a clear answer to "how are we doing this month?"

See everything in one place Securely link your bank accounts, credit cards, loans, and investments through Plaid. Add the rest manually — your home, your car, even BNPL loans — for a complete net worth picture across cash, investments, assets, and debt.

Budget without the guilt Every transaction is sorted into Needs and Wants automatically — flip anything with a swipe. Get smart insights and gentle nudges before you overspend, not guilt trips after. Snap a photo of a receipt and Benjamin files it for you.

Crush debt and build savings Build a payoff plan for credit cards and loans, set up an emergency fund, and create savings goals for the things that matter — a home, a trip, a new baby, retirement. Guided checklists help you cover the big stuff too, like life insurance and a will.

Plan together, as a household Share a financial plan with your partner or family. Everyone sees the same picture, texts the same Benjamin, and stays on the same page without awkward money conversations. Splitting expenses with roommates or friends? Track who owes what and settle up over Venmo.

Stay on top of bills and subscriptions Wellthplan automatically spots recurring charges and puts upcoming bills on your cashflow calendar, so nothing catches you off guard — and forgotten subscriptions get noticed.

See your progress Watch your net worth grow as you pay down debt and build assets, review monthly cashflow trends, and get your Week in Review — a quick story of where your money went.

Private, secure, and yours Bank-level encryption, Face ID unlock, and read-only access to your accounts. We never sell your data.

QUESTIONS OR FEEDBACK

We'd love to hear from you. Reach out at support@wellthplan.com.

Recent changes:
Advisor Portal
For advisors, sync your contacts into a prospect list, email each one a unique invite link, gift a client 3, 6, or 12 months of Wellthplan, and check your commissions — all from your phone.