Zash Loan delivers instant, paperless access to Kenyan borrowers, with funds disbursed to M-Pesa within minutes after approval. With a 4.28 rating from 237,791 reviewers and more than 5,000,000+ total downloads, it’s rapidly expanding its footprint in Kenya’s fintech landscape.
Pros & Cons
No credit report required
Paperless and digital process on mobile
No collateral required
7/24 access to loans and 1-minute M-Pesa disbursement after approval
Broad permissions including SMS, read phone state, camera, and other sensitive data may raise privacy concerns.
Eligibility is limited to Kenya residents aged 18-60 with an income source.
The long terms section includes a detailed example of costs and fees; users should carefully review the total cost to understand repayment before applying.
About Zash Loan-Digital Loans Kenya
Zash Loan-Digital Loans Kenya is a finance app developed by Zillions Credit Limited.
How many times has Zash Loan-Digital Loans Kenya been downloaded?
Zash Loan-Digital Loans Kenya has been downloaded 9.8 million times. In the last 30 days, the app was downloaded 100 thousand times.
What is the rating of Zash Loan-Digital Loans Kenya?
Zash Loan-Digital Loans Kenya is rated 4.29 out of 5 stars, based on 240 thousand ratings.
Is Zash Loan-Digital Loans Kenya free?
Zash Loan-Digital Loans Kenya is free to download. The APK download size is 33.76 MB. The latest version available is 2.0.0. The last update was on June 28, 2026.
What are the requirements for Zash Loan-Digital Loans Kenya?
Zash Loan-Digital Loans Kenya requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2019.
Description
About Zash Loan
Zash Loan is a digital lending platform designed to provide eligible customers in Kenya with convenient access to unsecured personal loans through a simple and secure mobile application process.
Customers are presented with the applicable loan amount, repayment amount, loan term and all applicable charges before deciding whether to accept a loan offer. 1.Product Information • Loan Amount: Ksh500 to Ksh100,000 (subject to eligibility assessment). • Loan Term: Customers may apply for loan products with repayment periods of up to 91 days, depending on the loan product offered and their eligibility. • Representative APR Range: 274%–1,500% per annum, depending on the loan product, repayment period and applicable interest rate. •Actual loan amounts, loan terms, applicable charges, repayment schedules and due dates are displayed within the App before customers decide whether to accept a loan offer.
Representative Example • Loan Amount: Ksh 15,000 • Loan Term: 61 days • Applicable Interest Rate for this Representative Example: 45% • Total Interest Charge: Ksh 6,750 • Total Amount Due: Ksh 21,750 • Monthly Instalment (2 payments): Ksh 10,875 per instalment No processing fees are charged unless otherwise disclosed before loan acceptance. This representative example is provided for illustration purposes only. Actual loan amount, interest, applicable charges, repayment schedule and total repayment are determined based on the loan product offered and the customer's eligibility, and will be presented before loan acceptance.
Why Choose Zash？ • Paperless application • No collateral required • Fast digital application • M-PESA disbursement upon approval • Transparent loan information before acceptance • Eligible customers may qualify for higher credit limits based on repayment history and continued eligibility.
2.Eligibility • Be a Kenyan resident • Be at least 18 years old • Have a source of income Meeting the eligibility criteria does not guarantee loan approval. 3.Repayment Methods • M-PESA Paybill 733555 (Account Number: your registered mobile number) • Zash Loan App using M-PESA Express • Enter the repayment amount and confirm the transaction using your M-PESA PIN. • Timely repayment may improve your eligibility for higher credit limits. • Applicable repayment details are presented within the App before loan acceptance.
4.Privacy Your personal information is processed securely in accordance with applicable Kenyan laws and our Privacy Policy. Where permitted or required by applicable law, your information may be shared with authorised service providers and licensed Credit Reference Bureaus (CRBs) for purposes permitted by law.
5.Consumer Disclosure Customers are provided with sufficient time and information to review the applicable loan terms before deciding whether to accept or decline a loan offer. Before any loan is disbursed, customers are presented with: • Loan amount • Applicable interest • Fees (if any) • Total repayment amount • Repayment schedule • Due date Customers are under no obligation to accept a loan offer after reviewing the applicable loan terms, repayment schedule and total repayment amount.
6.CONTACT US ! Email: cs@zashloan.com Website: www.zashloan.com Call: +254709462300 WhatsApp:+254796848128
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Comments on Zash Loan-Digital Loans Kenya for Android
★★★★★Rose Akech· Jul 18, 2026
Zash loan is best loan that I have never seen. Try today and you will appreciate too. Many thanks.
★★★★★Brown Cute· Jul 13, 2026
It's my first time to this app I was just referred by a friend that it was a good app, so I guess I want to try it and see
★★★★★Millie De young· Jul 9, 2026
Good. The terms and statement used are clear and understandable. I like it. Thank you.
★☆☆☆☆pauline gachoki· Jul 24, 2026
Zash loan is the best .the only loan that is there for our needs
Google Play Rankings for Zash Loan-Digital Loans Kenya
This app is not ranked
Technologies used by Zash Loan-Digital Loans Kenya
Zash Loan-Digital Loans Kenya is requesting 19 permissions and is using 1 libraries.
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Trust & Safety: Security and privacy notes: The app states data transfer over HTTPS with 128-bit SSL and uses dev features like GCM and code obfuscation (is_proguarded). It requests a broad set of permissions (including SMS and camera). Users should review the privacy policy and lender data-sharing details to understand how information is used and protected.
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