Amortize: Mortgage Calculator

Amortize turns any loan into a clear month-by-month plan: what you pay, how much of it is interest, and when the balance finally hits zero.

Seven calculators in one app:
• Mortgage — with property taxes, insurance, HOA and PMI
• Refinance — including cash-out
• Auto loan — with trade-in and sales tax
• Personal loan — in years, months or weeks
• Business loan — with origination and documentation fees
• Reverse mortgage — HECM principal limit by age
• Payoff — for a mortgage or a car loan you already have

Every calculation gives you:
• A full amortization schedule with yearly subtotals
• A chart of principal, interest and taxes you can tap year by year
• The exact payoff date and total interest over the life of the loan
• Extra payments: see how many years and how much interest they save
• CSV export of the whole schedule

Built for one-handed use: a numeric keypad made for money, with a switch between dollars and percent, jump-to-next-field navigation, and results that slide in from the side. Your inputs are saved between sessions, and the app follows your light or dark appearance.

No account, no sign-up.

Figures are estimates for planning and comparison. Your lender's numbers may differ depending on fees, rounding and the exact day payments post.

Privacy Policy: https://www.amortization-calc.com/privacy-policy/
Terms of Use: https://www.amortization-calc.com/terms-of-use/