AU 0101: Mobile Banking App

AU 0101 is the official mobile banking app of AU Small Finance Bank, bringing 180+ digital banking services together in one secure app. Open a savings account online, make UPI payments, transfer money, apply for a credit card, book a fixed deposit (FD), invest in mutual funds, or get an instant personal loan—all from your phone.

Open a Savings Bank Account Online

• Open a digital savings account with higher interest rates
• Paperless online account opening with instant video KYC – no branch visit
• Manage all your accounts in one mobile banking dashboard

UPI Payment App – Scan and Pay Any QR

• Send money and receive money instantly with UPI
• Scan any QR code and pay at shops, online stores and apps
• Create your UPI ID, check balance and pay contacts in seconds
• Add the UPI Scan-to-Pay widget to your home screen for one-tap UPI payments


Money Transfer – IMPS, NEFT, RTGS

• Fund transfer to any bank account through IMPS, NEFT or RTGS, 24x7
• Add beneficiaries and transfer money to many people in one go
• Schedule future-dated and recurring payments
• Manage your own transfer limits

Bill Payment And Mobile Recharge

• Pay electricity bill, water, gas, broadband and DTH bills online
• Prepaid mobile recharge and postpaid bill payment in seconds
• Set up autopay so that you never miss a due date
• Credit card bill payment directly from your savings account

Everyday Online Banking

• Online Balance check, mini statement and full transaction history
• View and download your savings bank account statement
• Request a cheque book, update KYC and raise service requests online
• Debit card management – set limits and control card usage
• OneTrack: link other bank accounts and track all your money in one place

Credit Card

• Apply for credit card online with instant video KYC
• Credit cards with cashback, rewards and offers on shopping, travel and dining
• Check your credit card statement and manage card limits and controls

Personal Loan and Other Loans

• Instant pre-approved personal loan – paperless, no documents, no branch visit
• Apply for a vehicle loan, car loan, two wheeler loan or business loan in few easy steps
• Track your loan application status online
• FD Overdraft: get funds against your fixed deposit without breaking it

Fixed Deposit (FD) & Recurring Deposit (RD)

• Book a fixed deposit online in a few taps and earn attractive FD interest
• Start a recurring deposit and grow your savings every month
• Renew deposits and track maturity dates at a glance

Investments & Insurance

• Invest in mutual funds and start a SIP from mobile banking app
• Apply for IPOs and invest in equities
• Explore life insurance and health insurance options

24x7 Video Banking

With Video Banking, a real banker is a video call away. Get branch-level service from anywhere in India account opening, FD booking and renewal, fund transfer, tax payment and service requests, face to face.

Travel, Offers and More

• Book flights, hotels, bus tickets and cabs inside the app
• Seamless FASTag recharge for toll payments

SAFE and Secure Digital Banking

• Multi-level encryption and secure servers protect every transaction
• Login with mPIN, fingerprint or face biometric
• Live Face Verification – one look confirms it is really you
• Device binding and instant alerts for every debit and credit

How To Start

Existing customers: download the AU 0101 app, verify your registered mobile number, sign in with your Customer ID, account or debit card details and set your mPIN.
New customer: download the app and open a savings account online with video KYC and start banking.

Why AU 0101

Savings account, current account, UPI, money transfer, bill payment, credit card, personal loan, FD, RD, mutual funds and insurance one mobile banking app from a trusted small finance bank, with internet banking convenience and a banker on video, 24x7.

Visit Now & Download AU 0101 Banking App Today.