AU 0101: Mobile Banking App

AU 0101 – Savings Account, Credit Card, UPI & More by AU Small Finance Bank


AU 0101 by AU Small Finance Bank offering 180+ banking and lifestyle services across savings accounts, UPI, credit cards, loans, investments and Video Banking. Trusted by millions of customers across India.

Seamless Banking

Open Savings or Current Accounts in minutes — zero paperwork, no branch visit needed
Manage multiple AU Small Finance Bank accounts from a single dashboard
Instant access to balances, statements, and full transaction history
Request cheque books, update KYC details, and control account settings on the go
Download account statements to your iPhone — PDF or Excel, your choice

Easy Money Transfers

UPI Payments — send, receive, or scan & pay instantly at stores or with friends
NEFT, IMPS & RTGS transfers — fast, safe, and available 24/7
Pay electricity, gas, water, broadband, and other utility bills in seconds
Recharge mobile, DTH, and data packs instantly
Schedule recurring or future-dated payments — never miss a due date again
Pay credit card bills, loan EMIs, and insurance premiums — all in one place

Credit & Loans at Your Fingertips

Apply for AU Credit Cards offering cashback, travel rewards, and lifestyle benefits
Complete Video KYC from your iPhone — branch-quality onboarding, zero travel
Apply for personal loans, vehicle loans, or business loans — entirely in-app
Track your loan and credit card application status in real-time
Get pre-approved and personalised offers based on your banking profile
Manage credit card spends, set limits, and block or unblock your card instantly

Video Banking — AU Small Finance Bank Exclusive Advantage

Open accounts, renew deposits, raise service requests, and transfer funds — all over a secure live video call with a dedicated AU banking expert
Branch-level personalised service from anywhere in India — available 7 days a week
No queues, no travel, no waiting — real human banking, entirely on your schedule
Speak to a relationship manager for loan guidance, investment advice, and more

Grow Your Wealth

Open Fixed Deposits (FDs) and Recurring Deposits (RDs) with competitive interest rates
Auto-renew or close deposits instantly — no paperwork required
Invest in mutual funds, IPOs, and equities directly from the app
Track and manage your entire investment portfolio in one place
Get personalised wealth recommendations tailored to your financial goals
Compare interest rates and simulate maturity values before booking a deposit

Lifestyle & More

Auto-pay for bills — electricity, broadband, OTT subscriptions, and more
Book flights, hotels, and buses within the app
Exclusive discounts on dining, shopping, travel, and entertainment with AU cards
FASTag recharge and toll management
Gift cards and vouchers for top brands, redeemable instantly

Smart Alerts & Controls

Instant push notifications for every transaction — stay in control at all times
Set spending limits on your debit and credit cards
Activate or deactivate international card transactions with a single tap
Get due date reminders for EMIs, bills, and card payments before they're missed

Bank-Grade Security

Multi-layer encryption and secure servers protect every transaction end-to-end
Face ID, Touch ID, and mPIN for fast, secure app access every time
Virtual card numbers for safer online shopping
Device binding and session management for additional account protection
Your data is never sold or shared without your explicit consent

Note: Transaction access requires registration with your Debit/Credit Card details. Certain information may be shared with authorised financial partners under strict confidentiality. For support: customercare@aubank.in or visit au.bank.in
Download AU 0101 today — and carry your bank in your pocket.