AYA mBanking 2.0

Meet AYA Bank, the comprehensive mobile app for all your financial needs.

Everyday banking made simple with 24/7 access to your requirements.

Login made easy
- The AYA mobile banking app offers you the same level of security as online access for your internet banking.
- Thanks to effective methods of identification and stronger encryption of the data, access to your banking is very well protected.
- For your protection certain transactions may require additional authentication via “OTP token” or “SMS OTP”.
Smart Banking services personalized to you
- Calculate for hire purchase, saving and deposit rate and amount without logging in
- Check the ATM and branch locator before logging in
- Manage money better, form paying bills and transfer funds, to tracking cashflow and growing your money with personalized insights.
- Get digital cards for multiple products at one go with gift cards menu
- Verify your transaction securely with OTP token or SMS OTP.
- View your account balance at glance.
- Manage your account, cards, personal details, and other services seamlessly.
- More than 20 banks for interbank transfers with competitive transfer rates.
- Get alerts and notification on upcoming payments and any activity impacting your account.
- We’re making the next steps in your banking journey more convenient, so you can focus on what matters the most.
Easy apply with instant approvals
- Apply for a credit or debit card seamlessly.
- Discover flexible and affordable repayment schemes.
Prepare for the unexpected
- Be covered from life’s uncertainties with our comprehensive coverage which provides protection against all stages of cancer.

Link your Personal Financial Management (PFM) on mBanking 2.0
- Multifunction Loan for you
Make your personal goal and aim for your family with our quick, flexible financing service. Get your hire purchase of automobile or mortgage information and status immediately at your fingertips.
Suite your needs for a house purchase and get a new car for your personal usage and family matters.
You can get your loan, paid amount and next payment status anytime by simply logging in to your mBanking 2.0.

Make payments effortless and seamless!
- Quickly Scan and Pay
Scan QR is the Ultimate Everyday for getting goods, appliances, services, and ordering meals and more at AYA Merchant.
It’s easy for you to get your everyday needs, and it would enable cashless transactions at AYA Merchant.
AYA Merchant can receive your every interactive transaction instantly and securely with a digital banking experience with AYA Bank.