Boring Budget

Boring Budget makes budgeting simple by putting you in control of every dollar.

Create budget envelopes for your spending categories — groceries, rent, dining, savings — and see exactly where your money goes. Connect your bank accounts securely via Plaid or add transactions manually, then assign them to your envelopes in seconds.

FEATURES
• Envelope budgeting — allocate every dollar into named budget envelopes
• Bank sync — connect checking, savings, credit, and investment accounts via Plaid
• Split transactions — divide a single purchase across multiple envelopes
• Recurring detection — automatically surfaces subscriptions and recurring charges
• Spend & save goals — set targets per envelope and track your progress
• Allocation presets — assign transactions to your envelopes in one tap
• Reports — visualize spending trends, category breakdowns, and year-over-year comparisons
• Transfers — move money between envelopes without changing your total balance
• Privacy mode — blur sensitive numbers when others are nearby
• Dark mode — full dark theme support
• Secure — your bank credentials are never stored; all connections use Plaid's bank-grade encryption

New to budgeting? The interactive demo walks you through the full app with sample data before you connect anything real.

Boring Budget syncs across web and mobile — your envelopes, transactions, and goals stay up to date everywhere.