CardPecker: Cards & Rewards

CardPecker — Use Your Best Card

Stop guessing which credit card to use. CardPecker instantly shows which card earns the most for dining, hotels, airlines, groceries, travel, and more — and tells you when an offer or a program change is worth knowing about.

Follow News & Deals for travel and rewards developments. Supported stories include expanded explanations, key points, practical tips and credited photos, with links to the original sources.

CHOOSE THE BEST CARD
Add your cards and reward multipliers once. Select a spending category to see your cards ranked by their effective return, including the estimated points and cash value you could earn.

TODAY'S CARD NEWS
Award chart changes, annual fee moves, new routes and program shake-ups, gathered each morning from the publications that cover them. Every story says where it came from — confirmed by the issuer or airline itself, or reported by a named publication — so you can judge it for yourself.

NEVER FORGET A BENEFIT
Track travel credits, dining credits, lounge access, free nights, checked-bag benefits, and more. Benefits automatically renew according to the schedule you configure, so you can quickly see what remains available.

TRACK PURCHASES AND RECEIPTS
Record a purchase directly from a card recommendation. CardPecker calculates the points earned and estimated value using the card's reward multiplier. Review receipt history, filter by card, and monitor monthly totals.

SCAN RECEIPTS ON-DEVICE
Photograph a paper receipt and let CardPecker read the merchant and total. Receipt recognition happens directly on your iPhone, and saving the receipt image is optional.

BUILT FOR MULTI-CARD WALLETS
Whether you carry two cards or twelve, CardPecker makes reward categories easier to manage. Use subcategories to distinguish airlines, hotels, and other brands when different cards earn different rates.

ALERTS ON YOUR TERMS
Choose whether news, deals, or both are worth an alert. Turn either off at any time, and CardPecker stops sending it.

OPTIONAL ICLOUD BACKUPS
Schedule daily, weekly, or monthly backups to iCloud Drive. Restore your cards, benefits, purchase history, and saved receipt images when moving to another iPhone.

PRIVATE BY DESIGN
No account is required. Your cards, benefits, and receipt history are stored locally on your device, and receipt scanning uses on-device text recognition. News and deals are fetched from CardPecker's own service, and nothing about your cards or your spending is sent with the request. CardPecker does not ask for your location.