CardPecker

CardPecker — Use Your Best Card

Stop guessing which credit card to use. CardPecker instantly shows which card earns the most rewards for dining, hotels, airlines, groceries, travel, and more.

CHOOSE THE BEST CARD
Add your cards and reward multipliers once. Select a spending category to see your cards ranked by their effective return, including the estimated points and cash value you could earn.

FIND NEARBY OFFERS
Discover eligible card offers near you and see which opportunities are available before you spend. Duplicate offers are combined for easier browsing.

TRACK REWARDS AND RECEIPTS
Record a purchase directly from a card recommendation. CardPecker calculates the points earned and estimated value using the card’s reward multiplier. Review receipt history, filter by card, and monitor monthly totals from the Rewards screen.

SCAN RECEIPTS ON-DEVICE
Photograph a paper receipt and let CardPecker read the merchant and total. Receipt recognition happens directly on your iPhone, and saving the receipt image is optional.

NEVER FORGET A BENEFIT
Track travel credits, dining credits, lounge access, free nights, checked-bag benefits, and more. Benefits automatically renew according to the schedule you configure, so you can quickly see what remains available.

BUILT FOR MULTI-CARD WALLETS
Whether you carry two cards or twelve, CardPecker makes reward categories easier to manage. Use subcategories to distinguish airlines, hotels, and other brands when different cards earn different rates.

OPTIONAL ICLOUD BACKUPS
Schedule daily, weekly, or monthly backups to iCloud Drive. Restore your cards, benefits, rewards history, and saved receipt images when moving to another iPhone.

PRIVATE BY DESIGN
No account is required. Your cards, benefits, and receipt history are stored locally on your device. Receipt scanning uses on-device text recognition. Internet and location access are used only for features that need them, such as finding nearby offers.