Debt & IOU Tracker: Borc

Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease.

Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion.

FEATURES
• Per-person debts and loans with automatic net balance
• Partial payments and payment history
• Installment plans: down payment plus 2-36 installments
• Due dates, per-entry payment reminders and a weekly summary notification
• Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total
• Books: Personal, Family and Business books are ready to use
• Payment method: cash, card, bank transfer, cheque, promissory note
• Collection Center: today, next 7 days, next 30 days and overdue entries on one screen
• Export the whole ledger as CSV/Excel
• Share a balance via WhatsApp, pick people from Contacts
• App lock with Face ID / Touch ID
• Home Screen and Lock Screen widgets
• iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device

PREMIUM
• Unlimited entries and installment plans (the free version holds 10 entries)
• PDF account statement and per-person CSV/Excel
• Attach receipt and transfer photos
• Personal SMS / WhatsApp reminder messages
• 30-day due-date flow, overdue aging and period report in the Collection Center
• Create your own books (Shop, Roommates...)
• Monthly recurring entries: rent, fees and allowance are added automatically
Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase.

PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only.

Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew.

Support: dijitalpilot.com

TERMS AND PRIVACY
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://dijitalpilot.com/privacy