Debt Payoff Tracker - DebtFree

Debt Payoff Tracker - DebtFree helps you track and pay off credit cards, loans and more. Choose Snowball, Avalanche or a custom plan and see your payoff date.

PLAN AROUND REAL LIFE
• See what remains after essentials, debt minimums and your safety buffer
• Schedule recurring extras, one-time income, reduced months and skipped extras
• Set per-debt rules while required minimums stay protected
• Reconcile statement balances and compare the previous and revised forecast
• Review the assumptions behind every projection

Take control of your money and make a plan that actually works. DebtFree is a simple, focused debt payoff tracker that helps you organize loans, credit cards, mortgages and more, then helps you understand what to focus on next.

How it helps
• Add any debt: credit cards, student loans, auto loans, medical bills, personal loans and mortgages.
• Choose a payoff strategy: Snowball (smallest balance first), Avalanche (highest interest first) or create a Custom Plan.
• See the result: payoff date, monthly breakdowns, interest saved and visual progress so you stay motivated.

Smart tools you’ll use everyday
• Payment reminders so you never miss a due date.
• Extra-payment scenarios — test one-off or recurring extra payments to see how much time and interest you’ll save.
• Interest savings calculator and clear charts that make numbers meaningful.
• Export to PDF and keep records when you need them.
• Dark mode and a clean, distraction-free iOS experience.

Debt Coach
Ask questions and get tailored, actionable suggestions based on your profile. The Debt Coach provides informational guidance to help you compare payoff approaches and make better decisions. (Not financial, legal, or tax advice — see disclaimer.)

Privacy & syncing
• Privacy first: your core financial data stays on your device by default.
• Premium includes manual iCloud backup and restore in your personal iCloud account.
• No third-party ads or tracking.

Free vs Premium
Free plan: track up to 3 debts, use payoff strategies, reminders and Debt Coach.
Premium: unlimited debts, advanced analytics, PDF export, manual iCloud backup and restore, custom payoff ordering.

Subscription & trial
3-day free trial available. Monthly, yearly and lifetime purchase options are offered (managed via your Apple ID). Subscriptions auto-renew unless cancelled at least 24 hours before renewal.

Important disclaimer
DebtFree is a debt management and tracking tool. It provides estimates and educational guidance only and is not a substitute for professional financial, legal, or tax advice. Always consult a qualified advisor for major financial decisions.

Get started in minutes — enter your debts, pick a plan, and watch your progress. DebtFree makes paying off debt less stressful and more predictable.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://sunnysaas.github.io/debt-free/