Debt Payoff Tracker & Planner

Debt Payoff Tracker brings your credit cards, loans, payments, and due dates into one place. Record what you actually pay and see your payoff projection update as balances change.

FOUR PAYOFF STRATEGIES
• Debt Snowball — Start with the smallest balances
• Debt Avalanche — Prioritize the highest interest rates
• Credit Score Focus — Target higher-utilization cards
• Custom Order — Arrange debts your way

WHAT-IF CALCULATOR
Try different extra-payment amounts and compare estimated months saved, potential interest savings, and total payoff time.

TRACK YOUR DEBTS
Add all your debts - credit cards, loans, mortgages, and more - and group them by type.

PAYMENT HISTORY
Record payments, view principal and interest breakdowns, and add notes.

BALANCE UPDATES
Got new charges, fees, or interest? Enter the balance your bank shows. Your payment history stays intact.

PAYMENT SCHEDULE
View a month-by-month projection of payments, balances, interest, and estimated payoff timing.

BUDGET SUMMARY
Compare your monthly income with planned debt payments and see how much remains.

REMINDERS, PRIVACY & SECURITY
• Customizable payment reminders
• App Lock with Face ID, Touch ID, or Passcode
• No bank connection or app account required

OPTIONAL ICLOUD SYNC
Keep your debts, payments, and payoff plan synced across your iPhone, iPad, and Mac when iCloud Sync is enabled.

CREDIT UTILIZATION
Track overall and card-level utilization with simple status indicators.

9 CURRENCIES
USD, EUR, GBP, CHF, CNY, CAD, AUD, JPY, and SAR.

PREMIUM
The free version allows one debt. Upgrade to Premium to track unlimited debts.

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Privacy Policy - https://pipsapps.com/privacy.html