Expense Tracker & Planner

Take control of your money without giving up control of your data.

Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth — with your financial records stored locally on your device.

No cloud connection is required to manage your everyday finances.

EXPENSE & INCOME TRACKER

Quickly record expenses and income and always know where your money is going.

• Track expenses and income
• Transfer money between accounts
• Add notes, merchants, tags and dates
• Attach receipts
• Search and filter transactions
• Create custom categories

BUDGET PLANNER

Create a monthly budget and stay aware of your spending.

• Set your monthly budget
• Monitor daily spending pace
• Get budget alerts
• Compare spending and income
• Review monthly savings

ACCOUNTS & NET WORTH

See your complete financial picture in one place.

• Track bank accounts, cash, wallets and credit cards
• Set opening balances
• View balances across accounts
• Monitor your total net worth
• Follow net worth trends over time

SMART ANALYTICS

Understand your finances with clear reports and visual insights.

• Spending by category
• Income vs spending
• Monthly financial summaries
• Spending trends
• Savings insights

SAVINGS GOALS

Create financial goals and track your progress toward them.

Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand.

LOANS & EMI TRACKER

Keep track of your existing loans without connecting a bank account.

• Outstanding loan balance
• Monthly EMI
• Payments completed
• Upcoming payment dates
• Loan progress

RECURRING TRANSACTIONS

Organize recurring expenses and income such as:

Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions.

EXPORT & BACKUP

Your data stays under your control.

• Export transactions to CSV
• Create PDF reports
• Local backup and restore
• Move or archive your own financial records

PRIVATE & OFFLINE

Expense Tracker & Planner is built around local-first personal finance.

- Works completely offline
- Financial records stored on your device
- No bank account connection required
- No cloud required for everyday tracking

Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device.

Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.