Fern: Self-Employed Taxes
by jack patterson
· Finance
· Free
On the App Store since September 2026
· Data updated
Fern: Self-Employed Taxes is made and published by jack patterson. AppBrain is an independent app data site and isn't affiliated with jack patterson. The app name, icon, screenshots and description belong to jack patterson and are shown as published on the App Store.
AppBrain's verdict
- Last updated
- October 16, 2026
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Releases
Updates seen on the App Store- Version
- 1.0.3
- Launched
- September 2026
No changelog data
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Technology
Found in the app by AppBrain- Price
- Free
- App size
- 56.1 MB
- Content rating
- Everyone
Technologies used by Fern: Self-Employed Taxes
About the app and developer
About Fern: Self-Employed Taxes
Fern: Self-Employed Taxes is a finance app developed by jack patterson.
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App Information
Fern: Self-Employed Taxes is freely available from the App Store. The app size is 56.11 MB. The latest version available is 1.0.3. The last update was on October 16, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on the App Store since September 2026.
Developer information for jack patterson
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Store listing
By jack patterson, from the App Store
Screenshots by jack patterson, from the the App Store listing
Description by jack patterson Written by the developer, not by AppBrain. Click to read.
Fern is a tax-aware budgeting app for freelancers, 1099 contractors, and creators with irregular income.
If you're self-employed, no one withholds your taxes. Every deposit that lands looks like money you can spend, until April says otherwise. Fern fixes that.
HOW IT WORKS
1. Connect your bank securely through Plaid.
2. Fern spots incoming deposits and asks you to confirm which ones are taxable income. Nothing is guessed, you decide, every time.
3. Fern sets aside a percentage of what you confirm into your tax bucket.
4. Your home screen shows one number: what's actually safe to spend.
A REAL ESTIMATE, NOT A RULE OF THUMB
Most advice says "save 30%" and leaves you guessing. Fern estimates your reserve rate from published tax figures:
• Self-employment tax, Social Security up to the wage base, Medicare, and the additional Medicare tax
• Federal income tax brackets for your filing status, after the standard deduction
• The qualified business income (QBI) deduction
• State income tax, from a per-state dataset covering all 50 states
You see the breakdown, how much is self-employment tax, how much is federal, how much is state, not a black box. And you always control the final percentage.
DEDUCTIONS THAT LOWER YOUR RESERVE
Fern flags likely business expenses, software subscriptions, professional services, travel. You confirm each one and set how much is deductible. Confirmed deductions lower your suggested reserve rate, and Fern shows you by how much.
ALSO INCLUDED
• Savings goals with realistic timelines based on your actual income pace
• An income forecast built from your deposit history
• Clear tracking of everything you've set aside
WHAT FERN IS NOT
Fern is a savings and budgeting tool, not tax advice, and not a tax preparer. It does not file your taxes, does not submit quarterly payments, and does not replace an accountant. The reserve estimate is exactly that: an estimate, to help you set money aside. Your money stays in your own bank account the entire time.
Built for people with lumpy income who are tired of being surprised.
SUBSCRIPTION
Fern Pro is an optional auto-renewing subscription: $12.99/month or $89.99/year, with a 7-day free trial for new subscribers eligible for an introductory offer. Pro adds a suggested reserve rate, the deduction finder, two or more linked banks, and the in-app assistant. Everything else is free.
If you start a free trial, payment is charged to your Apple Account when the trial ends. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in Settings > your name > Subscriptions.
Terms of Use (EULA): https://www.getfernapp.com/legal/terms
Privacy Policy: https://www.getfernapp.com/legal/privacy
If you're self-employed, no one withholds your taxes. Every deposit that lands looks like money you can spend, until April says otherwise. Fern fixes that.
HOW IT WORKS
1. Connect your bank securely through Plaid.
2. Fern spots incoming deposits and asks you to confirm which ones are taxable income. Nothing is guessed, you decide, every time.
3. Fern sets aside a percentage of what you confirm into your tax bucket.
4. Your home screen shows one number: what's actually safe to spend.
A REAL ESTIMATE, NOT A RULE OF THUMB
Most advice says "save 30%" and leaves you guessing. Fern estimates your reserve rate from published tax figures:
• Self-employment tax, Social Security up to the wage base, Medicare, and the additional Medicare tax
• Federal income tax brackets for your filing status, after the standard deduction
• The qualified business income (QBI) deduction
• State income tax, from a per-state dataset covering all 50 states
You see the breakdown, how much is self-employment tax, how much is federal, how much is state, not a black box. And you always control the final percentage.
DEDUCTIONS THAT LOWER YOUR RESERVE
Fern flags likely business expenses, software subscriptions, professional services, travel. You confirm each one and set how much is deductible. Confirmed deductions lower your suggested reserve rate, and Fern shows you by how much.
ALSO INCLUDED
• Savings goals with realistic timelines based on your actual income pace
• An income forecast built from your deposit history
• Clear tracking of everything you've set aside
WHAT FERN IS NOT
Fern is a savings and budgeting tool, not tax advice, and not a tax preparer. It does not file your taxes, does not submit quarterly payments, and does not replace an accountant. The reserve estimate is exactly that: an estimate, to help you set money aside. Your money stays in your own bank account the entire time.
Built for people with lumpy income who are tired of being surprised.
SUBSCRIPTION
Fern Pro is an optional auto-renewing subscription: $12.99/month or $89.99/year, with a 7-day free trial for new subscribers eligible for an introductory offer. Pro adds a suggested reserve rate, the deduction finder, two or more linked banks, and the in-app assistant. Everything else is free.
If you start a free trial, payment is charged to your Apple Account when the trial ends. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in Settings > your name > Subscriptions.
Terms of Use (EULA): https://www.getfernapp.com/legal/terms
Privacy Policy: https://www.getfernapp.com/legal/privacy