FinanceForest: Net Worth

Know your number. Actually.

Finance Forest: Net Worth is the private, net worth tracker for iPhone and iPad. Add one snapshot a month — every account, every trend, every goal — stored entirely on your device with nothing sent to any server.

WHAT YOU TRACK

Assets: checking, savings, emergency fund, brokerage, ETFs & stocks, 401(k), IRA, Roth IRA, real estate, crypto, vehicles, HSA, business equity, valuables, foreign accounts, index funds, 529 plans, and more — plus unlimited custom account types you define yourself.

Liabilities: mortgage, credit cards, auto loans, student loans, HELOC, personal loans, medical debt — plus any custom debts you name.

MONTHLY SNAPSHOTS

Add one snapshot per month. Smart prefill carries your previous balances forward so each update takes seconds. Every account, every value, every month — stored in order forever with no paywall on your history.

FIRE CALCULATOR

Set your total Financial Independence number and liquid bridge corpus using safe withdrawal rate math. Watch your real portfolio fill the progress bars as you save — with separate targets for total FIRE and bridge corpus, plus target age countdowns.

INSIGHTS

See what's actually driving your number. Top movers by absolute and percentage change, all-time gain, CAGR, tracking duration, liquid vs. illiquid asset split, and FX rate trends for multi-currency portfolios.

MULTI-CURRENCY

Track accounts in two currencies. Enter the FX rate with each snapshot — no live data feeds, no third-party access to your numbers.

PRIVACY — NO COMPROMISES

• Zero servers. Your data never leaves your device.
• iCloud sync via Apple's own CloudKit — encrypted end-to-end, visible only to you.
• No account, no login, no ads, no subscriptions.
• Optional Face ID / Touch ID lock.

YOURS TO CONFIGURE

Six color themes let you make the overview feel like your own — from Ocean to Ember. Choose what appears on the home screen, set monthly snapshot reminders, and manage accounts and custom types your way.

Finance Forest: Net Worth is completely free. No subscription. No paywall on your history.