Finch: AI Expense & Budget

Finch is the expense tracker that logs a purchase in seconds.

Say "lunch 12, taxi 18", snap a receipt, or share a bill screenshot to Finch. AI splits it into transactions and picks the categories; you take a look and tap save. Tracking money stops being a chore and becomes a few seconds a day.

LOG IT IN SECONDS
- Photo scanning: receipts, invoices and bill screenshots are read in one snap, dozens of transactions at a time.
- Voice input: words appear as you speak, and the record is ready when you stop.
- Text input: type it like a message and AI splits it into separate records.
- Shortcuts: double-tap the back of your iPhone on any bill and Finch logs it for you.
- Manual entry: a handy calculator pad with sub-transactions, members, tags and merchants.
- Recurring entries: rent, salary and memberships are recorded on the day, automatically.

SEE WHERE YOUR MONEY GOES
- Home tells you how much you can still spend today, and nudges you before you overspend.
- Monthly and yearly budgets down to each category, with unspent money rolling over to next month.
- A calendar shows your big spending days at a glance; charts show how each category changes.
- Create a PDF report in one tap for your month-end review or to share with family.

MORE THAN AN EXPENSE TRACKER
- Stocks & ETFs: US, Hong Kong, Taiwan and mainland China markets, with holdings, profit and loss and market value always at hand.
- Subscriptions: know exactly what subscriptions cost you each month, with reminders before every charge and before a trial ends.
- Savings goals: set a goal for something you want or somewhere you want to go, and watch the progress grow.
- Loans with friends: who owes you and whom you owe, totalled per person, with reminders that save the awkward conversation.
- Installments & loans: card installments, car loans and mortgages, with every payment and the periods left in plain view.
- Belongings: see how long you have used what you bought and what it costs per day; the longer you use it, the better the deal.
Every account, investment and debt adds up to your net worth, so the whole picture is always one look away.

120 CURRENCIES, READY FOR TRAVEL
105 world currencies and 15 cryptocurrencies, a currency for each account, and automatic exchange rates.

REMINDERS AT THE RIGHT MOMENT
Logging, card payments, installments, subscriptions, loans coming due, warranties ending and budgets running low: Finch reminds you on time. New home screen widgets show what you can spend today without opening the app.

YOUR DATA STAYS YOURS
- Finch doesn't collect your financial data; your records stay on your phone.
- App lock and one-tap hidden amounts make it safe to open anywhere.
- Back up to iCloud, Google Drive or WebDAV, and restore on a new phone in one tap.
- Import and export Excel files, so your data always goes where you go.

CLEAN AND EASY
A calm black-and-white design that puts the numbers that matter first, with dark mode and 10 languages.

Whether you simply want to record every expense or manage budgets, investments, subscriptions, loans and savings goals together, Finch makes your money feel clear and calm.

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