Frugalista: Expense Tracker

Frugalista is a simple expense tracker and AI money tracker for iPhone.

Track spending with less effort, log expenses before you forget them, and understand where your money went at the end of the month.

Frugalista is built for people who want a clear spending picture without maintaining a complicated budgeting system. Add expenses manually, capture spending with Shortcuts, speak multiple transactions at once, and review everything in your main currency.

TRACK EXPENSES WITHOUT THE BUSYWORK

Add expenses and income in a few taps. Frugalista keeps your transactions organized with categories, custom categories, charts, and monthly analytics.

Use it as a daily spending tracker, income and expense tracker, or simple money tracker for everyday life.

VOICE LOGGING WITH AI

Say what you spent or earned in plain English.

For example:
“Today I spent $6.50 on coffee, bought two pizza slices for $3 each, and Sam paid me back $20.”

Frugalista can turn that into clean transactions, detect expenses and income, understand merchants, choose categories, and handle simple math. Edit entries after saving if something needs a quick fix.

APPLE WALLET AND SHORTCUTS AUTOMATION

Set up iOS Shortcuts once and let Frugalista log Apple Wallet spending as it happens.

Use Wallet automation, App Shortcuts, or the Action Button to make expense tracking feel more automatic, without connecting a bank account.

MULTI-CURRENCY TRACKING

Track expenses in different currencies and see your totals in your main currency.

Useful for daily spending, trips, international purchases, subscriptions, and side income. Exchange rates update regularly, so your month stays easier to understand.

MONTHLY AI SPENDING REPORTS

At the end of the month, Frugalista can generate an AI report that explains what happened.

See:
• Spending by category
• Income vs expenses
• Month-to-month changes
• Previous months for context
• Unusual spending patterns
• Practical suggestions for next month

CHAT WITH YOUR REPORT

Ask questions like:
• Where did my money go?
• What changed from last month?
• Which category should I watch next?
• What could I improve next month?

Frugalista gives spending-focused insights and suggestions. It is not a financial advisor and does not provide investment, tax, or legal advice.

ORGANIZE LATER

In a hurry? Log transactions without categories.

Uncategorized expenses go into Organize, where you can clean them up later with a fast, swipe-style category flow. Log first, sort later, and keep your spending picture clear without turning tracking into homework.

PRIVATE BY DEFAULT

Frugalista does not require a login or bank connection.

Your transaction data is stored in your iCloud using CloudKit. Frugalista does not run a bank sync service and does not store your transaction database on its own server. AI features are processed through an external AI provider only when you use them.

FREE TRACKING, PRO AI

Frugalista includes free expense tracking features such as manual logging, Shortcuts logging, multi-currency tracking, categories, basic charts, and iCloud sync.

Frugalista Pro unlocks the AI layer:
• AI voice and batch transaction logging
• Monthly AI spending reports
• Report chat
• Advanced money insights

Subscriptions renew automatically unless canceled. You can manage or cancel your subscription in your Apple ID settings.

Privacy Policy: https://frugalista.app/privacy
Terms of Use: https://frugalista.app/terms
Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/