GoalStash App

GoalStash – Savings Goal Tracker & Financial Habits Builder
A powerful, privacy-first iOS app to manage savings goals, track expenses, and build better money habits. GoalStash visualizes your financial journey with stunning charts, customizable goals, and smart tracking, ideal for saving for a vacation, building an emergency fund, achieving financial independence, or paying off debt.
Intuitive Dashboard for Real-Time Financial Overview
Get a clear snapshot of all savings goals and accounts:

Real-time progress bars and percentage completion for each goal
Total savings overview, quick stats, and beautiful growth charts
Visual indicators to track financial progress over time

Unlimited Custom Savings Goals Management
Create as many goals as you need with full flexibility:

Set target amounts, deadlines, custom names, and categories (Emergency Fund, Vacation Savings, House Down Payment, Education Fund, etc.)
Schedule automatic contributions (daily, weekly, monthly)
Pin priority goals, assign custom colors, and link to specific accounts
Track progress with motivational visual indicators and percentage bars

Multi-Account Tracking & Seamless Transfers
Manage savings accounts, checking accounts, or custom pots:

View balances at a glance with colorful representations
Transfer funds between accounts easily
Link accounts directly to goals for accurate tracking

No-Spend Days Challenge & Habit Building
Cultivate discipline with the no-spend tracker:

Log successful no-spend days and build streaks
Interactive calendar view with notes on what worked
Unlock achievement levels: Seedling (1 day) → Sprout (5) → Growing (10) → Established (25) → Master (50) → Legend (100) → Ultimate (200+)
Celebrate milestones with confetti animations and motivational tips
View monthly/all-time stats to stay motivated

Future Growth Projections with Compound Interest
Plan ahead intelligently:

Project long-term savings growth using customizable interest rates and compounding frequencies
Simulate scenarios by adjusting contributions to see different outcomes
Visualize compound interest trajectories for financial milestones

Easy Transaction & Expense Logging
Stay on top of your money flow:

Log income, expenses, and goal contributions
Categorize transactions and assign to specific goals/accounts
Filterable history with notes for better insights

Smart, Customizable Settings
Tailor the app to your needs:

Default contribution amounts/frequencies
Auto-interest calculations and extra savings allocation
Demo mode for testing
Full preferences for growth projections

Complete Privacy & On-Device Security
All your financial data stays local using SwiftData, no collection, no servers, no tracking. Calculations and storage happen entirely on your device for true privacy.

Whether you're a beginner building your first emergency fund, a no-spend challenger aiming for 100+ days, or planning a dream vacation with automated savings, GoalStash makes financial progress motivating and straightforward.

Start stashing toward your goals today—your future self will thank you!