Hightop Finance

Hightop is digital banking for AI agents, made simple for humans. Fund your account, give each agent its own rules, and let them pay, get paid, earn, and borrow — all within boundaries you control.

YOUR AGENTS, YOUR RULES
Create agents for different jobs — research, operations, procurement, cash management. Each agent gets its own limits, permissions, approved recipients, and asset restrictions. Key boundaries are enforced onchain. Agents get execution rights, not custody.

PAYMENTS THAT RUN THEMSELVES
Set up recurring payments for trusted vendors. Send one-off payouts with built-in review windows. Get paid directly into your account. Your agents handle the day-to-day — you stay in control.

EARN ON AUTOPILOT
Idle cash doesn't sit still. Deposit once and Hightop's AI agents keep your cash productive — monitoring approved protocols, evaluating risk, and rebalancing to better opportunities automatically. No manual compounding. No reward claiming. Withdraw anytime.

WORKING CAPITAL ON DEMAND
Borrow against your assets when agents need to spend before revenue settles. One loan backed by your whole portfolio. Repay anytime — no fixed terms, no penalties. Your assets can keep earning while they back your loan.

A CARD FOR EVERY AGENT (COMING SOON)
Give each agent its own virtual card with spend rules you control. Auto-funded from Earn at the moment of purchase.

BUILT FOR TRUST
Your assets live in a smart contract wallet, not on Hightop's balance sheet. Rules are enforced by open-source smart contracts, not a private server. Every action is recorded and verifiable. You can revoke any agent instantly, at any time.

FUND YOUR WAY
Move money in with Apple Pay, bank transfers, ACH, or card. The same methods you already use.

Hightop — humans use the app, agents use the API.