Ipoteca Control

Ipoteca Control helps you track your mortgage, understand its amortization schedule, and see how extra repayments may affect the remaining term and payment.

Use the app to:

• enter and update your mortgage details;
• review the payment and amortization schedule;
• import schedules from PDF, CSV, or XLSX files;
• record regular payments and confirmed extra repayments;
• compare the app projection with values shown by your bank;
• simulate recurring or one-time extra payments;
• compare shortening the loan term with lowering the payment;
• calculate the extra amount needed to remove a target number of months;
• plan a monthly mortgage budget;
• manage RON or EUR mortgages;
• optionally view the public EUR/RON reference rate published by the National Bank of Romania.

Privacy by default

Financial data and imported documents are processed and stored locally on your device. No account is required. The app does not connect to your bank, execute payments, display ads, use analytics, or send your mortgage details to the developer.

Ipoteca Control is an independent planning and organization tool. It is not a bank, lender, or financial adviser. Calculations and projections are estimates and should be checked against your contract and information supplied by your bank.