Kakeibo - Mindful Money Diary

Write one line about why you spent. Kakeibo is a simple expense tracker built around the Japanese money journal from 1904.
See what's left to spend this month every time you open it.
And use the wish box to wait a few days before you buy.

Most budget apps ask for numbers. Kakeibo also asks why. Each time you log a purchase, add a short note about the reason. After a few weeks, you start to see your spending habits clearly: what you buy when you're tired, bored, celebrating, or just in a hurry. No bank links. No sign-up.

◆ WHAT YOU CAN DO
- Log expenses in seconds: amount, category, and one line about why
- Four classic kakeibo categories: Needs, Wants, Culture, Unexpected
- Left this month: set your income, fixed costs and savings goal, and Kakeibo shows what's left to spend at the top of Home. Save first, then spend.
- Fixed costs: add rent, bills and other monthly payments once. They're logged automatically on their due date.
- Wish box: put in something you want and choose how long to wait. When the day comes, decide: buy it, or let it go. What you let go is logged as money not spent.
- Calendar: see your month at a glance. No-spend days get a small leaf.
- This week's whys: the reasons you wrote this week, on Home
- Weekly reflection every Sunday (notifications can be turned off)
- Four month-end questions: How much did you spend? How much did you save? Why did you spend this way? How can you improve next month?
- Your past self: at month end, revisit what you wrote a few months ago and how your spending changed
- Year in review: look back on a full year of spending and words
- Widgets: see what's left on your Home Screen and Lock Screen
- Share cards: save a line you're proud of as a quiet, paper-style card (watermarked in the free version)
- Works with major world currencies

◆ GREAT FOR
- Anyone who tried a budget app and gave up after a week
- People who reach payday wondering where the money went
- Cutting back on impulse buys, gently
- Starting a save-first habit or a no-spend challenge
- Anyone who doesn't want to connect a bank account
- Journaling and mindful spending fans

◆ PRIVACY
- No account and no sign-in
- No bank or card connections. Only what you enter is recorded
- Your records are stored on your iPhone or iPad and are not sent to anyone, including the developer
- No tracking
- Note: deleting the app also deletes your records

◆ FREE & PREMIUM
Kakeibo is free to download and use. For 7 days from your first launch, you can try every Premium feature. You will not be charged when the trial ends, and everything you wrote stays.

Free
- Logging expenses with why notes, and viewing this month's records
- Left this month (monthly plan)
- Fixed costs and wish box (up to 3 each)
- Calendar and no-spend days
- This week's whys, weekly reflection, month-end questions