Kharcha Khata

Kharcha Khata helps you keep a clear record of everyday income, expenses, budgets and shared balances.

A SPACE FOR EVERY PART OF LIFE
Create private spaces for personal spending and projects. Connect a family ledger or create separate shared spaces for friends, office meals and trips. Invite members using a code; each person joins with their own Google or email account. Family members manage their own entries. Shared spaces split expenses among selected members and record recipient-confirmed repayments.

HOUSEHOLD CASH AND PERSONAL LOANS
Record cash given to a partner for household spending. Link purchases to that cash and see money received, spent and remaining. Set next month's cash target to estimate how much more to give. Household allocations are separate from income and expenses, so handing over cash does not count as spending twice.
In a private ledger, record money lent to a friend or relative, an optional return date, partial repayments and the amount outstanding.

BILLS AND SUBSCRIPTIONS
Track monthly or yearly subscriptions and regular bills in personal or family ledgers. Record payments after confirmation. Choose NPR or USD; USD entries use an available Nepal Rastra Bank selling rate for that day and preserve the original price and conversion details. Rates may differ from actual bank or card charges. No subscriptions are purchased, cancelled or charged by this app.

DAILY SUPPLIES
Track milk, water and more by quantity and rate. Adjust days in the BS/AD calendar, skip deliveries or pause a schedule. Due days are recorded when the app runs; no supplier payments are made.

YOUR MONTH AT A GLANCE
A circular overview shows spending, budget and the amount remaining or over budget. Choose Nepali Bikram Sambat or international Gregorian dates. Calendar combines daily spending and category insights; Activity groups records by day. BS dates after 2083 are provisional. New subscription schedules use Gregorian dates; older bill schedules retain BS-month due days.

FLEXIBLE WAYS TO ADD
• Single expense, income or cash entry with categories and date/time details.
• Multiple entries: enter an item, press comma to move to its price, review the list and save together. Open directly from Add Entry > Expense.
• Shopping lists: plan purchases and save bought items as expenses.
Search categories or add your own.

DAILY HABITS AND YOUR STYLE
Optional daily check-ins with 30-minute, 1-hour or 2-hour snooze. Connected family members can request a check-in when enabled. Delivery depends on permissions, device scheduling and connectivity.
English, नेपाली and हिन्दी; light, dark and system themes. Optional device-authentication app lock covers private screens while locked or inactive. Screenshots and recording are allowed after unlocking. Confirmation helps protect older entries from accidental changes. Update prompts offer newer public store releases when available.

KNOW WHERE YOUR DATA LIVES
Choose local-only storage or optional Google sign-in with personal cloud sync. Synced private records stay separate from family and group ledgers. Cloud features use Firebase. Personal JSON exports are available; a named private space exports its own records. File import into the original personal ledger merges compatible records and rejects entry conflicts. Exported files are not encrypted by the app. Shared cloud spaces are not included in personal exports. Google Drive backup is not provided.

This is a bookkeeping app, not a bank or money-transfer service. Cash balances and estimates depend on entered records; reconcile actual cash after offline changes. Adaptive layouts support phones and tablets. Screenshots show example records.

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Terms: https://kharcha-khata-d0041.web.app/terms.html